{
  "name": "Payoneer",
  "slug": "payoneer",
  "website_url": "https://www.payoneer.com",
  "vendor_description": "\"The Payoneer multi-currency account has everything your business needs to pay, get paid, and grow globally.\"",
  "categories": [
    "payouts"
  ],
  "summary": "Payoneer is a cross-border payments platform, launched in 2005, built for marketplaces, platforms, and businesses that need to pay contractors, sellers, or suppliers across 190+ countries via batch payouts, local bank transfers, ACH, SWIFT, and e-wallet disbursements. Its REST API uses OAuth2, supports webhooks and idempotency, offers a sandbox, and ships a Node.js SDK, though Mass Payout API access requires prior partnership approval. Pricing is usage-based with published rates, including FX fees of 1.2% to 4% depending on corridor. The platform holds SOC 2 Type II, PCI DSS, and GDPR certifications, and counts eBay, Airbnb, Fiverr, and Walmart among its notable customers.",
  "capabilities": {
    "supported_actions": [
      "mass_payouts",
      "batch_payouts",
      "payee_registration",
      "payee_account_approval",
      "fund_transfers",
      "multi_currency_accounts",
      "fx_conversion",
      "local_bank_transfer",
      "swift_transfer",
      "ach_transfer",
      "ewallet_payout",
      "tax_form_collection",
      "1099_collection",
      "w8_w9_collection",
      "1042_filing",
      "kyc_kyb",
      "recipient_onboarding",
      "webhooks",
      "checkout_payments",
      "billing",
      "working_capital",
      "card_issuance"
    ],
    "supported_regions": [
      "190+ countries and territories"
    ],
    "supported_languages": [],
    "input_types": [
      "ACH",
      "SWIFT wire",
      "local bank rails",
      "Payoneer account transfer",
      "eWallet",
      "credit card"
    ],
    "output_types": [
      "Payoneer account deposit",
      "local bank transfer",
      "eWallet payout",
      "prepaid Mastercard"
    ],
    "webhooks_supported": true,
    "sandbox_available": true,
    "sdk_languages": [
      "Node.js"
    ],
    "mcp_server_available": false
  },
  "integration": {
    "api_style": "rest",
    "base_url": null,
    "api_version": "v4",
    "versioning_scheme": "url",
    "stability": "ga",
    "deprecation_policy_url": null,
    "auth_methods": [
      "oauth2"
    ],
    "auth_docs_url": "https://developer.payoneer.com/docs/mass-payouts-v4-getting-started.html",
    "idempotency_supported": true,
    "error_format": "vendor-specific",
    "webhook_signing": null,
    "webhook_events_url": null,
    "rate_limit_requests": null,
    "rate_limit_window": null,
    "sdk_packages": [
      {
        "package": null,
        "language": "Node.js",
        "official": true,
        "repo_url": "https://github.com/payoneer/chargeaccount-integration-example"
      }
    ],
    "mcp_url": null,
    "quickstart_url": "https://developer.payoneer.com/docs/mass-payouts-v4-getting-started.html"
  },
  "pricing": {
    "pricing_model": "usage_based",
    "has_published_pricing": true,
    "starting_price_usd": null,
    "price_basis": null,
    "free_tier_available": false,
    "free_tier_limit": null,
    "free_tier_details": null,
    "minimum_commitment": null,
    "self_serve_signup": true,
    "requires_sales_call": true,
    "requires_verification": true,
    "enterprise_plan_available": true,
    "price_points": [
      {
        "plan": null,
        "item": "Receive payment from another Payoneer balance (same country)",
        "amount_usd": "0.0000",
        "amount_percent": null,
        "per": "transfer",
        "currency": "USD",
        "source_url": "https://www.payoneer.com/about/pricing/"
      },
      {
        "plan": null,
        "item": "Receive payment via local currency receiving account",
        "amount_usd": "0.0000",
        "amount_percent": null,
        "per": "transfer",
        "currency": "USD",
        "source_url": "https://www.payoneer.com/about/pricing/"
      },
      {
        "plan": null,
        "item": "Receive payment via non-local currency receiving account",
        "amount_usd": "1.0000",
        "amount_percent": "1.0000",
        "per": "transfer",
        "currency": "USD",
        "source_url": "https://www.payoneer.com/about/pricing/"
      },
      {
        "plan": null,
        "item": "Receive payment via credit card",
        "amount_usd": "0.4900",
        "amount_percent": "3.9900",
        "per": "transaction",
        "currency": "USD",
        "source_url": "https://www.payoneer.com/about/pricing/"
      },
      {
        "plan": null,
        "item": "Receive payment via ACH bank debit (US)",
        "amount_usd": null,
        "amount_percent": "1.0000",
        "per": "transaction",
        "currency": "USD",
        "source_url": "https://www.payoneer.com/about/pricing/"
      },
      {
        "plan": null,
        "item": "Receive payment via EU/UK bank account",
        "amount_usd": null,
        "amount_percent": "1.0000",
        "per": "transaction",
        "currency": "USD",
        "source_url": "https://www.payoneer.com/about/pricing/"
      },
      {
        "plan": null,
        "item": "Receive payment via PayPal (US)",
        "amount_usd": "0.4900",
        "amount_percent": "3.9900",
        "per": "transaction",
        "currency": "USD",
        "source_url": "https://www.payoneer.com/about/pricing/"
      },
      {
        "plan": null,
        "item": "Send payment to same-country Payoneer recipient",
        "amount_usd": "4.0000",
        "amount_percent": null,
        "per": "transfer",
        "currency": "USD",
        "source_url": "https://www.payoneer.com/about/pricing/"
      },
      {
        "plan": null,
        "item": "Send payment to different-country Payoneer recipient (fixed fee component)",
        "amount_usd": "4.0000",
        "amount_percent": null,
        "per": "transfer",
        "currency": "USD",
        "source_url": "https://www.payoneer.com/about/pricing/"
      },
      {
        "plan": null,
        "item": "Send payment to different-country Payoneer recipient (percentage component)",
        "amount_usd": null,
        "amount_percent": "1.0000",
        "per": "transfer",
        "currency": "USD",
        "source_url": "https://www.payoneer.com/about/pricing/"
      },
      {
        "plan": null,
        "item": "Send payment via credit card",
        "amount_usd": null,
        "amount_percent": "3.9900",
        "per": "transfer",
        "currency": "USD",
        "source_url": "https://www.payoneer.com/about/pricing/"
      },
      {
        "plan": null,
        "item": "Send payment via UK/EU bank account",
        "amount_usd": null,
        "amount_percent": "1.0000",
        "per": "transfer",
        "currency": "USD",
        "source_url": "https://www.payoneer.com/about/pricing/"
      },
      {
        "plan": null,
        "item": "Send payment via US ACH",
        "amount_usd": null,
        "amount_percent": "1.0000",
        "per": "transfer",
        "currency": "USD",
        "source_url": "https://www.payoneer.com/about/pricing/"
      },
      {
        "plan": null,
        "item": "Send payment via PayPal",
        "amount_usd": "0.4900",
        "amount_percent": "3.9900",
        "per": "transfer",
        "currency": "USD",
        "source_url": "https://www.payoneer.com/about/pricing/"
      },
      {
        "plan": null,
        "item": "Withdraw to bank - same country, local currency (domestic)",
        "amount_usd": "1.5000",
        "amount_percent": null,
        "per": "withdrawal",
        "currency": "USD",
        "source_url": "https://www.payoneer.com/about/pricing/"
      },
      {
        "plan": null,
        "item": "Withdraw to bank - recipient local currency (no conversion), international",
        "amount_usd": null,
        "amount_percent": "1.2000",
        "per": "withdrawal",
        "currency": "USD",
        "source_url": "https://www.payoneer.com/about/pricing/"
      },
      {
        "plan": null,
        "item": "Withdraw to bank - non-local currency (with conversion), international - max rate",
        "amount_usd": null,
        "amount_percent": "4.0000",
        "per": "withdrawal",
        "currency": "USD",
        "source_url": "https://www.payoneer.com/about/pricing/"
      },
      {
        "plan": null,
        "item": "FX markup - balance-to-balance currency conversion",
        "amount_usd": null,
        "amount_percent": "0.5000",
        "per": "transfer",
        "currency": "USD",
        "source_url": "https://www.payoneer.com/about/pricing/"
      },
      {
        "plan": null,
        "item": "Card purchase without currency conversion",
        "amount_usd": null,
        "amount_percent": "1.8000",
        "per": "transaction",
        "currency": "USD",
        "source_url": "https://www.payoneer.com/about/pricing/"
      },
      {
        "plan": null,
        "item": "Card purchase with currency conversion",
        "amount_usd": null,
        "amount_percent": "3.5000",
        "per": "transaction",
        "currency": "USD",
        "source_url": "https://www.payoneer.com/about/pricing/"
      },
      {
        "plan": null,
        "item": "ATM withdrawal - same currency (USD card fixed fee component)",
        "amount_usd": "3.1500",
        "amount_percent": "1.8000",
        "per": "withdrawal",
        "currency": "USD",
        "source_url": "https://www.payoneer.com/about/pricing/"
      },
      {
        "plan": null,
        "item": "ATM withdrawal - with currency conversion (USD card fixed fee component)",
        "amount_usd": "3.1500",
        "amount_percent": "3.5000",
        "per": "withdrawal",
        "currency": "USD",
        "source_url": "https://www.payoneer.com/about/pricing/"
      },
      {
        "plan": null,
        "item": "ATM balance check or decline fee (USD card)",
        "amount_usd": "1.0000",
        "amount_percent": null,
        "per": "transaction",
        "currency": "USD",
        "source_url": "https://www.payoneer.com/about/pricing/"
      },
      {
        "plan": null,
        "item": "Annual card fee",
        "amount_usd": "29.9500",
        "amount_percent": null,
        "per": "year",
        "currency": "USD",
        "source_url": "https://www.payoneer.com/about/pricing/"
      },
      {
        "plan": null,
        "item": "Card replacement fee (USD)",
        "amount_usd": "12.9500",
        "amount_percent": null,
        "per": "card",
        "currency": "USD",
        "source_url": "https://www.payoneer.com/about/pricing/"
      },
      {
        "plan": null,
        "item": "Annual account fee (if account receives less than $6,000 USD equivalent annually; waived first year)",
        "amount_usd": "29.9500",
        "amount_percent": null,
        "per": "year",
        "currency": "USD",
        "source_url": "https://www.payoneer.com/about/pricing/"
      }
    ]
  },
  "compliance": {
    "soc2": "type_2",
    "hipaa": null,
    "gdpr": true,
    "iso_27001": null,
    "pci_dss": true,
    "sla_published": false,
    "sla_url": null,
    "data_retention_policy_url": "https://www.payoneer.com/legal/privacy-policy/",
    "documented_rate_limits": null,
    "known_restrictions": [
      "Mass Payout API access requires partnership approval from Payoneer; credentials issued after partnership is approved",
      "Payoneer holds money transmitter licenses in 48 US states and is registered as a Money Services Business (MSB) with FinCEN",
      "Payoneer Europe Limited holds FCA e-money institution (EMI) license and issues Payoneer Business Premium Debit Mastercard under Mastercard license",
      "Annual account fee of $29.95 USD applies if account receives less than $6,000 USD equivalent in 12 months (waived first year)",
      "FX withdrawal fee of 1.2%–4% for international transfers (range depends on corridor)",
      "Credit card payments carry up to 3.99% + $0.49 fee",
      "Non-local currency receiving fee of 1% (minimum $1.00 USD)",
      "Cards not available for customers with postal address in Russia or India"
    ]
  },
  "developer": {
    "docs_url": "https://docs.payoneer.com/",
    "api_reference_url": null,
    "openapi_spec_url": null,
    "postman_collection_url": null,
    "changelog_url": null,
    "status_page_url": "https://status.payoneer.com",
    "llms_txt_url": "https://www.payoneer.com/llms.txt",
    "markdown_docs_url": null,
    "rendering": "static"
  },
  "adoption": {
    "launched_at": "2005-01-01",
    "ga_date": null,
    "github_stars": null,
    "github_stars_at": null,
    "notable_customers": [
      "eBay",
      "Airbnb",
      "Walmart",
      "Fiverr",
      "Google",
      "Taboola"
    ]
  },
  "scores": {
    "agent_friendliness": 45,
    "pricing_transparency": 45,
    "setup_speed": 65,
    "docs_quality": 25,
    "procurement_friction": 45,
    "trust_readiness": 50,
    "best_for": [
      "Regulated or enterprise workloads - compliance attestations and an enterprise plan",
      "AI agents and automation - an agent-ready surface (MCP / llms.txt)",
      "Teams needing broad API coverage out of the box"
    ],
    "avoid_if": [
      "You want to try it free before paying"
    ]
  },
  "sources": [
    {
      "field": "vendor_description",
      "url": "https://www.payoneer.com",
      "excerpt": "The Payoneer multi-currency account has everything your business needs to pay, get paid, and grow globally.",
      "confidence": "high"
    },
    {
      "field": "categories",
      "url": "https://www.payoneer.com/commercial-card/",
      "excerpt": "Depending on your eligibility Payoneer may offer you with the Payoneer Business Premium Debit Mastercard® issued by Payoneer Europe Limited under a license by Mastercard",
      "confidence": "high"
    },
    {
      "field": "supported_regions",
      "url": "https://www.payoneer.com/marketplace/mass-payouts-platform/",
      "excerpt": "payees in 190+ countries and territories",
      "confidence": "high"
    },
    {
      "field": "categories",
      "url": "https://www.payoneer.com/marketplace/mass-payouts-platform/",
      "excerpt": "bulk payments to freelancers, partners, or vendors in over 190 countries and currencies",
      "confidence": "high"
    },
    {
      "field": "supported_regions",
      "url": "https://www.payoneer.com/marketplace/mass-payouts-platform/",
      "excerpt": "Pay in 190+ countries",
      "confidence": "high"
    },
    {
      "field": "input_types",
      "url": "https://www.payoneer.com/resources/business/payoneer-swift-ach-transfers/",
      "excerpt": "Payoneer supports three main payment channels: SWIFT transfers for international payments, ACH transfers for U.S. domestic payments, and local receiving accounts in over 10 currencies",
      "confidence": "high"
    },
    {
      "field": "output_types",
      "url": "https://www.payoneer.com/marketplace/mass-payouts-platform/",
      "excerpt": "receive the funds straight into their Payoneer account, local bank account or eWallet",
      "confidence": "high"
    },
    {
      "field": "webhooks_supported",
      "url": "https://www.payoneer.com/resources/business/payoneer-integration-api-marketplace-solutions/",
      "excerpt": "Webhook support for real-time notifications about changes in payout statuses",
      "confidence": "high"
    },
    {
      "field": "self_serve_signup",
      "url": "https://developer.sandbox.payoneer.com/psd2/get-started",
      "excerpt": "Create a free developer account... Get started building right away",
      "confidence": "high"
    },
    {
      "field": "input_types",
      "url": "https://www.payoneer.com/marketplace/mass-payouts-platform/",
      "excerpt": "receive the funds straight into their Payoneer account, local bank account or eWallet",
      "confidence": "high"
    },
    {
      "field": "output_types",
      "url": "https://www.payoneer.com/commercial-card/",
      "excerpt": "The Payoneer card is a physical or virtual business credit card that you can associate with the USD, EUR, GBP, or CAD balances in your Payoneer account.",
      "confidence": "high"
    },
    {
      "field": "sandbox_available",
      "url": "https://developer.sandbox.payoneer.com/psd2/get-started",
      "excerpt": "a self-contained environment in which 3rd party platforms can prototype and test their integration with Payoneer systems",
      "confidence": "high"
    },
    {
      "field": "requires_sales_call",
      "url": "https://www.payoneer.com/integration-partnerships/",
      "excerpt": "Partnerships can start anywhere",
      "confidence": "high"
    },
    {
      "field": "soc2",
      "url": "https://www.payoneer.com/about/security-center/",
      "excerpt": "SOC 2 Type II and SOC 1 Type II assessment conducted by independent audit firm in accordance with American Institute of Certified Public Accountants",
      "confidence": "high"
    },
    {
      "field": "gdpr",
      "url": "https://www.payoneer.com/legal/privacy-policy/",
      "excerpt": "For the purposes of the General Data Protection Regulation (\"GDPR\"), the data controller is Payoneer Europe Limited",
      "confidence": "high"
    },
    {
      "field": "hipaa",
      "url": "https://www.payoneer.com/about/security-center/",
      "excerpt": "PCI DSS level 1 certified SOC 2 Type II and SOC 1 Type II assessment conducted by independent audit firm in accordance with American Institute of Certified Public Accountants",
      "confidence": "high"
    },
    {
      "field": "sla_published",
      "url": "https://www.payoneer.com/about/security-center/",
      "excerpt": "PCI DSS level 1 certified SOC 2 Type II and SOC 1 Type II assessment conducted by independent audit firm in accordance with American Institute of Certified Public Accountants",
      "confidence": "high"
    },
    {
      "field": "has_published_pricing",
      "url": "https://www.payoneer.com/about/pricing/",
      "excerpt": "Non-local currency: 1% (minimum fee of 1.00 USD or equivalent); Credit card: Up to 3.99% + 0.49 USD or equivalent; Same country: Up to 4.00 USD / EUR / GBP; International transfers: 1.2% – 4%",
      "confidence": "high"
    },
    {
      "field": "supported_actions",
      "url": "https://www.payoneer.com/developers/",
      "excerpt": "Mass Payout API – Handles payee registration, account approval, and fund transfers for mass payouts",
      "confidence": "high"
    },
    {
      "field": "known_restrictions",
      "url": "https://www.payoneer.com/resources/business/money-transmitter-licenses/",
      "excerpt": "heavily regulated and licensed in 48 states",
      "confidence": "high"
    },
    {
      "field": "known_restrictions",
      "url": "https://www.payoneer.com/commercial-card/",
      "excerpt": "Due to changes in local regulations, Payoneer can no longer issue and support cards for customers with a postal or actual address in the Russian Federation and India.",
      "confidence": "high"
    },
    {
      "field": "primary_use_cases",
      "url": "https://www.payoneer.com/marketplace/tax-form-collection/",
      "excerpt": "Including W8, W9, 1099MISC, 1099NEC, 1099K, 1042, and 1042-S services",
      "confidence": "high"
    },
    {
      "field": "auth_methods",
      "url": "https://developer.payoneer.com/psd2/get-started",
      "excerpt": "Prior to using the API, developers will receive Client ID and Client Secret credentials that are required for making calls to the API.",
      "confidence": "high"
    },
    {
      "field": "api_version",
      "url": "https://www.postman.com/payoneerdocs/payoneer-mass-payout-api/documentation/hr4ub7m/payoneer-mass-payout-api",
      "excerpt": "Payoneer Mass Payout API — v4 endpoints including /v4/programs/{{program_id}}/masspayouts",
      "confidence": "high"
    },
    {
      "field": "idempotency_supported",
      "url": "https://developer.payoneer.com/docs/mass-payouts-v4-getting-started.html",
      "excerpt": "In cases where an internal error (HTTP Status 5XX) is returned, the instruction can be resent with the same Client Reference ID - Payoneer's platform will reject the submission if the Client Reference ID already exists in our system.",
      "confidence": "high"
    },
    {
      "field": "requires_verification",
      "url": "https://www.payoneer.com/resources/business/payoneer-integration-for-business/",
      "excerpt": "Provide complete company and end-user data to comply with international security standards. Adherence to KYC/AML standards required.",
      "confidence": "high"
    },
    {
      "field": "error_format",
      "url": "https://www.postman.com/payoneerdocs/payoneer-mass-payout-api/documentation/hr4ub7m/payoneer-mass-payout-api",
      "excerpt": "The call to post masspayouts will fail in cases that any data elements in any of the instructions fails to conform to behavioral restrictions of the field.",
      "confidence": "medium"
    },
    {
      "field": "notable_customers",
      "url": "https://www.payoneer.com/developers/",
      "excerpt": "Thousands of organizations are mentioned, with visible partner logos for: eBay, Walmart, Airbnb, Fiverr, Taboola, and Google",
      "confidence": "high"
    },
    {
      "field": "launched_at",
      "url": "https://www.payoneer.com/about/",
      "excerpt": "Payoneer has been a registered US Money Service Business (MSB) in operation since 2005.",
      "confidence": "high"
    },
    {
      "field": "data_retention_policy_url",
      "url": "https://www.payoneer.com/legal/privacy-policy/",
      "excerpt": "additional period in accordance with our internal policies and procedures for purposes of prevention of fraudulent activities, risk management, defense against claims and security.",
      "confidence": "high"
    },
    {
      "field": "sdk_packages",
      "url": "https://github.com/payoneer",
      "excerpt": "Payoneer has 5 public repositories; chargeaccount-integration-example is the closest to an official API client; no dedicated packaged SDK library is published.",
      "confidence": "medium"
    },
    {
      "field": "api_style",
      "url": "https://developer.payoneer.com/docs/mass-payouts-v4-getting-started.html",
      "excerpt": "calls to Payoneer's version 4 API take the form: {HTTP verb} [Base URL]/{entity name}/{method name}/ with Authorization: Bearer {token}",
      "confidence": "high"
    },
    {
      "field": "requires_sales_call",
      "url": "https://www.postman.com/payoneerdocs/payoneer-mass-payout-api/documentation/hr4ub7m/payoneer-mass-payout-api",
      "excerpt": "Authentication uses OAuth2 bearer tokens via the client credentials flow, with credentials issued after an integration partnership is approved.",
      "confidence": "high"
    },
    {
      "field": "pci_dss",
      "url": "https://www.payoneer.com/about/security-center/",
      "excerpt": "PCI DSS level 1 certified",
      "confidence": "high"
    },
    {
      "field": "gdpr",
      "url": "https://www.payoneer.com/legal/controller-to-controller-data-processing-addendum-partnerships/",
      "excerpt": "EU General Data Protection Regulation 2016/679 of the European Parliament and of the Council (\"GDPR\")",
      "confidence": "high"
    },
    {
      "field": "iso_27001",
      "url": "https://www.payoneer.com/about/security-center/",
      "excerpt": "PCI DSS level 1 certified SOC 2 Type II and SOC 1 Type II assessment conducted by independent audit firm in accordance with American Institute of Certified Public Accountants",
      "confidence": "high"
    },
    {
      "field": "pricing_model",
      "url": "https://www.payoneer.com/about/pricing/",
      "excerpt": "fees depend on payment type, payment method, currency, and payment corridor",
      "confidence": "high"
    },
    {
      "field": "free_tier_available",
      "url": "https://www.payoneer.com/about/pricing/",
      "excerpt": "Annual fee applies only if account receives less than $6,000 USD in 12 months ($29.95 USD)",
      "confidence": "high"
    },
    {
      "field": "supported_actions",
      "url": "https://www.payoneer.com/marketplace/collect-1099-tax-forms/",
      "excerpt": "Including W8, W9, 1099MISC, 1099NEC, 1099K, 1042, and 1042-S services",
      "confidence": "high"
    },
    {
      "field": "known_restrictions",
      "url": "https://www.payoneer.com/about/pricing/",
      "excerpt": "International transfers: 1.2% – 4%",
      "confidence": "high"
    },
    {
      "field": "primary_use_cases",
      "url": "https://www.payoneer.com/marketplace/mass-payouts-platform/",
      "excerpt": "bulk payments to freelancers, partners, or vendors in over 190 countries and currencies",
      "confidence": "high"
    },
    {
      "field": "auth_methods",
      "url": "https://developer.payoneer.com/docs/mass-payouts-v4-getting-started.html",
      "excerpt": "Calls to Payoneer's Open API use OAuth2 bearer tokens with OpenID connect as the mechanism for authorizing client requests.",
      "confidence": "high"
    },
    {
      "field": "api_version",
      "url": "https://developer.payoneer.com/docs/mass-payouts-v4-getting-started.html",
      "excerpt": "Getting Started - Mass Payouts V4",
      "confidence": "high"
    },
    {
      "field": "versioning_scheme",
      "url": "https://developer.payoneer.com/docs/mass-payouts-v4-getting-started.html",
      "excerpt": "calls to Payoneer's version 4 API take the form: {HTTP verb} [Base URL]/{entity name}/{method name}/ with version segment in the URL path",
      "confidence": "high"
    },
    {
      "field": "requires_verification",
      "url": "https://www.payoneer.com/resources/business/payoneer-integration-for-business/",
      "excerpt": "After confirming the partnership, the company receives API tokens for secure communication between the site and the service.",
      "confidence": "high"
    },
    {
      "field": "error_format",
      "url": "https://developer.payoneer.com/docs/mass-payouts-v4-getting-started.html",
      "excerpt": "In cases of failed payments, Payoneer does not create the payment and therefore a call to Get Payout Status API will return error 2306 'Payout not found'.",
      "confidence": "medium"
    },
    {
      "field": "notable_customers",
      "url": "https://www.payoneer.com/about/",
      "excerpt": "The page displays trusted partnerships with: eBay, Airbnb, Walmart, Fiverr, Google, Visa, Taboola, and Tuncore.",
      "confidence": "high"
    },
    {
      "field": "launched_at",
      "url": "https://en.wikipedia.org/wiki/Payoneer",
      "excerpt": "Payoneer was founded in 2005 with $2 million in seed funding from founder and then-CEO Yuval Tal and other private investors.",
      "confidence": "high"
    },
    {
      "field": "data_retention_policy_url",
      "url": "https://www.payoneer.com/legal/privacy-policy/",
      "excerpt": "Payoneer retains personal data for the duration of your engagement with us and for a period following termination of such engagement, as required in order to meet our legal obligations as a payment service provider under applicable laws or regulations.",
      "confidence": "high"
    },
    {
      "field": "sdk_packages",
      "url": "https://github.com/payoneer/chargeaccount-integration-example",
      "excerpt": "Payoneer charge account API example — requires Node.js version 17.5 or higher; includes acquiring tokens, retrieving account balance, and initiating charges.",
      "confidence": "medium"
    },
    {
      "field": "quickstart_url",
      "url": "https://developer.payoneer.com/docs/mass-payouts-v4-getting-started.html",
      "excerpt": "Getting Started - Mass Payouts V4 — covers Mass Payout Overview, Setting Up, On-boarding Payees, Registering Payees, Payout Submission, Send Payouts, and Notifications.",
      "confidence": "high"
    }
  ],
  "fields_not_found": [
    "iso_27001",
    "hipaa",
    "documented_rate_limits",
    "sla_published",
    "sdk_languages",
    "mcp_server_available",
    "base_url",
    "deprecation_policy_url",
    "webhook_signing",
    "webhook_events_url",
    "rate_limit_requests",
    "rate_limit_window",
    "sla_url",
    "starting_price_usd",
    "price_basis",
    "free_tier_limit",
    "ga_date",
    "mcp_url"
  ],
  "source_confidence": "high",
  "last_verified_at": "2026-06-21T00:00:00.000Z",
  "contribute": {
    "note": "This data is crowd-editable. Suggest corrections or leave a review via these endpoints - no auth required, requests are rate-limited, and every submission is reviewed before it goes live. For a field edit, {field} is any key in this response and a citation is required.",
    "endpoints": [
      {
        "action": "review",
        "label": "Leave a review or comment",
        "method": "POST",
        "url": "https://apio.sh/api/feedback/payoneer",
        "example_body": {
          "kind": "review",
          "rating": 5,
          "body": "Your experience with this API…"
        }
      },
      {
        "action": "field_edit",
        "label": "Suggest a correction to a field (cite a source)",
        "method": "POST",
        "url": "https://apio.sh/api/suggest/payoneer/{field}",
        "example_body": {
          "value": "corrected value",
          "citations": [
            {
              "url": "https://source.example/page",
              "excerpt": "supporting quote"
            }
          ],
          "note": "what changed and why"
        }
      },
      {
        "action": "new_api",
        "label": "Suggest a new API to add (only name is required - send as much as you can cite)",
        "method": "POST",
        "url": "https://apio.sh/api/suggest/api",
        "example_body": {
          "value": {
            "name": "Acme Email API",
            "website_url": "https://acme.example",
            "vendor_name": "Acme",
            "categories": [
              "email"
            ],
            "pricing_model": "usage_based",
            "has_published_pricing": true,
            "free_tier_available": true,
            "price_points": [
              {
                "plan": "Pay as you go",
                "item": "1,000 emails",
                "amount_usd": 1,
                "per": "1,000 emails",
                "source_url": "https://acme.example/pricing"
              }
            ],
            "soc2": "type_2",
            "docs_url": "https://docs.acme.example"
          },
          "citations": [
            {
              "url": "https://acme.example/pricing",
              "excerpt": "$1 per 1,000 emails"
            }
          ]
        },
        "value_schema": [
          {
            "field": "name",
            "type": "string",
            "label": "Product name (the only required field)"
          },
          {
            "field": "website_url",
            "type": "string",
            "label": "Marketing website URL"
          },
          {
            "field": "vendor_name",
            "type": "string",
            "label": "Company/vendor name behind the product"
          },
          {
            "field": "vendor_description",
            "type": "string",
            "label": "One-line description, quoted from the vendor"
          },
          {
            "field": "categories",
            "type": "string[]",
            "label": "Category/leaf slugs it belongs to, e.g. [\"email\",\"sms\"]"
          },
          {
            "field": "primary_use_cases",
            "type": "string[]",
            "label": "What it's used for"
          },
          {
            "field": "supported_actions",
            "type": "string[]",
            "label": "Concrete API actions/capabilities"
          },
          {
            "field": "supported_regions",
            "type": "string[]",
            "label": "Countries/regions/data-residency"
          },
          {
            "field": "supported_languages",
            "type": "string[]",
            "label": "Human/spoken languages supported"
          },
          {
            "field": "input_types",
            "type": "string[]",
            "label": "Accepted input types/formats"
          },
          {
            "field": "output_types",
            "type": "string[]",
            "label": "Produced output types/formats"
          },
          {
            "field": "webhooks_supported",
            "type": "bool",
            "label": "Supports webhooks?"
          },
          {
            "field": "sandbox_available",
            "type": "bool",
            "label": "Dedicated sandbox/test mode?"
          },
          {
            "field": "sdk_languages",
            "type": "string[]",
            "label": "Languages with an official SDK"
          },
          {
            "field": "mcp_server_available",
            "type": "bool",
            "label": "Official MCP server?"
          },
          {
            "field": "pricing_model",
            "type": "enum",
            "label": "Pricing model",
            "values": [
              "usage_based",
              "subscription",
              "seat_based",
              "hybrid",
              "contact_sales"
            ]
          },
          {
            "field": "has_published_pricing",
            "type": "bool",
            "label": "Concrete prices published publicly?"
          },
          {
            "field": "free_tier_available",
            "type": "bool",
            "label": "Recurring/perpetual free tier (not a trial)?"
          },
          {
            "field": "free_tier_details",
            "type": "string",
            "label": "What the free tier includes"
          },
          {
            "field": "minimum_commitment",
            "type": "string",
            "label": "Any stated minimum spend/commitment"
          },
          {
            "field": "self_serve_signup",
            "type": "bool",
            "label": "Get an API key without talking to sales?"
          },
          {
            "field": "requires_sales_call",
            "type": "bool",
            "label": "Does going live require sales?"
          },
          {
            "field": "enterprise_plan_available",
            "type": "bool",
            "label": "Named enterprise tier?"
          },
          {
            "field": "starting_price_usd",
            "type": "number",
            "label": "Lowest published paid entry price (USD number)"
          },
          {
            "field": "price_basis",
            "type": "string",
            "label": "Unit the starting price is per, e.g. '1,000 emails'"
          },
          {
            "field": "free_tier_limit",
            "type": "string",
            "label": "Free-tier ceiling in literal terms"
          },
          {
            "field": "price_points",
            "type": "object[]",
            "label": "Structured prices: [{plan,item,amount_usd,amount_percent,per,source_url}]"
          },
          {
            "field": "soc2",
            "type": "enum",
            "label": "SOC 2 status",
            "values": [
              "type_2",
              "type_1",
              "in_progress",
              "none",
              "unknown"
            ]
          },
          {
            "field": "hipaa",
            "type": "bool",
            "label": "HIPAA (e.g. BAA available)?"
          },
          {
            "field": "gdpr",
            "type": "bool",
            "label": "GDPR compliance stated?"
          },
          {
            "field": "iso_27001",
            "type": "bool",
            "label": "ISO 27001 certified?"
          },
          {
            "field": "pci_dss",
            "type": "bool",
            "label": "PCI DSS compliant?"
          },
          {
            "field": "sla_published",
            "type": "bool",
            "label": "Published SLA / uptime commitment?"
          },
          {
            "field": "documented_rate_limits",
            "type": "string",
            "label": "Documented rate limits, quoted"
          },
          {
            "field": "known_restrictions",
            "type": "string[]",
            "label": "Notable documented restrictions/limits"
          },
          {
            "field": "auth_methods",
            "type": "string[]",
            "label": "Auth methods",
            "values": [
              "api_key",
              "oauth2",
              "jwt",
              "basic",
              "hmac_signature",
              "mtls",
              "session"
            ]
          },
          {
            "field": "api_style",
            "type": "enum",
            "label": "Primary API style",
            "values": [
              "rest",
              "graphql",
              "grpc",
              "soap",
              "websocket"
            ]
          },
          {
            "field": "base_url",
            "type": "string",
            "label": "API root/base URL"
          },
          {
            "field": "api_version",
            "type": "string",
            "label": "Current API version string"
          },
          {
            "field": "quickstart_url",
            "type": "string",
            "label": "Quickstart / hello-world URL"
          },
          {
            "field": "docs_url",
            "type": "string",
            "label": "Developer docs URL"
          },
          {
            "field": "api_reference_url",
            "type": "string",
            "label": "API reference URL"
          },
          {
            "field": "openapi_spec_url",
            "type": "string",
            "label": "OpenAPI spec URL"
          },
          {
            "field": "changelog_url",
            "type": "string",
            "label": "Changelog URL"
          },
          {
            "field": "status_page_url",
            "type": "string",
            "label": "Status page URL"
          },
          {
            "field": "notable_customers",
            "type": "string[]",
            "label": "Named public customers"
          },
          {
            "field": "launched_at",
            "type": "string",
            "label": "Launch date (ISO date or year)"
          }
        ]
      },
      {
        "action": "token",
        "label": "Optional - raise your rate limit",
        "method": "GET",
        "url": "https://apio.sh/api/feedback/token"
      }
    ]
  }
}