Stripe
Financial infrastructure to grow your revenue. [1]
Stripe is financial infrastructure for accepting and optimizing payments online and in person, with support for billing models, card issuing, cross-border money movement, and embedded payments for platforms. Pricing is usage-based, published, and self-serve. It offers webhooks, an official MCP server, and seven SDKs, and carries SOC 2 Type 2, GDPR, and PCI DSS compliance.
Scores
Pricing & procurement
- Pricing model
- Usage-based [2]
- Published pricing
- ✓ Yes [3]
- Free tier
- ✗ No [4]
- Self-serve signup
- ✓ Yes [5]
- Requires sales call
- ✗ No [6]
- Enterprise plan
- ✓ Yes [7]
| Plan | Item | Per | Amount | Source |
|---|---|---|---|---|
| Standard | Domestic card charge | transaction | 2.9% + $0.3 | source |
| Standard | Manually entered card surcharge | transaction | 0.5% | source |
| Standard | International card surcharge | transaction | 1.5% | source |
| Standard | Currency conversion fee | transaction | 1% | source |
| Standard | Link Instant Bank Payment charge | transaction | 2.6% + $0.3 | source |
| Standard | Klarna charge | transaction | 5.99% + $0.3 | source |
| Standard | ACH Direct Debit | transaction | 0.8% | source |
| Standard | ACH Direct Debit cap | transaction | $5 | source |
| Standard | Stablecoin payment | transaction | 1.5% | source |
| Standard | Dispute fee | dispute | $15 | source |
| Standard | Dispute countering fee | submission | $15 | source |
| Standard | Smart Disputes fee | disputed amount | 30% | source |
| Standard | Visa dispute prevention resolution | dispute | $15 | source |
| Standard | Visa Compelling Evidence block | dispute | $15 | source |
| Standard | Mastercard dispute prevention resolution | dispute | $29 | source |
| Standard | Custom domain | month | $10 | source |
| Standard | Post-payment invoice fee | invoice | 0.4% | source |
| Standard | Merchant of record services | transaction | 3.5% | source |
| Standard | Terminal domestic card charge | transaction | 2.7% + $0.05 | source |
| Standard | Terminal international card surcharge | transaction | 1.5% | source |
| Standard | Tap to Pay authorization fee | authorization | $0.1 | source |
| Standard | P2PE authorization fee | authorization | $0.05 | source |
| Standard | Stripe Reader M2 | reader | $59 | source |
| Standard | Stripe Reader S710 | reader | $299 | source |
| Standard | Stripe Reader S700 | reader | $299 | source |
| Standard | Cellular data plan | reader per month | $10 | source |
| Custom | Radar fraud screening | screened transaction | $0.05 | source |
| Standard | Radar for Fraud Teams | screened transaction | $0.02 | source |
| Custom | Radar for Fraud Teams | screened transaction | $0.07 | source |
| You handle pricing | Connect monthly active account fee | active account per month | $2 | source |
| You handle pricing | Connect payout fee | payout | 0.25% + $0.25 | source |
| Stripe handles pricing | Connect instant payout fee | payout volume | 1% | source |
| You handle pricing | Connect instant payout fee | payout volume | 1% | source |
| Stripe handles pricing | Connect cross-border payout fee | payout volume | 0.25% | source |
| You handle pricing | Connect cross-border payout fee | payout volume | 0.25% | source |
| You handle pricing | Connect funds routing and platform management fee | payout volume | 0.25% | source |
| Stripe handles pricing | Connect pay with Stripe balance fee | transaction volume | 1% | source |
| You handle pricing | Connect pay with Stripe balance fee | transaction volume | 1% | source |
| You handle pricing | 1099 e-filed with IRS | 1099 form | $2.99 | source |
| You handle pricing | 1099 e-filed with states | 1099 form | $1.49 | source |
| You handle pricing | 1099 mailed | 1099 form | $2.99 | source |
| You handle pricing | Connect account debits fee | debit volume | 1.5% | source |
| Standard | Connect platform monetization fee | transaction | 0.25% | source |
| Standard | Treasury wire funding | wire | $2 | source |
| Standard | Treasury instant currency conversion | conversion | 0.5% | source |
| Standard | Domestic bank payout | payout | $1.5 | source |
| Standard | Domestic debit card payout | payout | 0.75% + $1.5 | source |
| Standard | Domestic debit card payout minimum fee | payout | $0.5 | source |
| Standard | International payout base fee | payout | $1.5 | source |
| Standard | Cross-border payout surcharge | payout | 0.25% | source |
| Standard | FX fee (payouts) | payout | 0.5% | source |
| Standard | Virtual card creation | virtual card | $0.1 | source |
| Standard | Physical card creation | physical card | $3.5 | source |
| Standard | Issuing dispute fee | dispute | $15 | source |
| Standard | Issuing cross-border transaction fee | transaction | 1% + $0.3 | source |
| Standard | Issuing currency conversion fee | transaction | 1% | source |
| Pay as you go | Billing volume fee | Billing volume | 0.7% | source |
| Pay monthly - Up to $100K | Billing base monthly fee | month | $620 | source |
| Pay monthly - Up to $100K | Billing overage fee | Billing volume | 0.67% | source |
| Pay monthly - Up to $250K | Billing base monthly fee | month | $1500 | source |
| Pay monthly - Up to $250K | Billing overage fee | Billing volume | 0.67% | source |
| Pay monthly - Up to $500K | Billing base monthly fee | month | $2950 | source |
| Pay monthly - Up to $500K | Billing overage fee | Billing volume | 0.67% | source |
| Pay monthly - Up to $1M | Billing base monthly fee | month | $5750 | source |
| Pay monthly - Up to $1M | Billing overage fee | Billing volume | 0.67% | source |
| Customer portal custom domain | month | $10 | source | |
| Starter | Invoice fee | invoice | 0.4% | source |
| Tax Complete - Up to 200 transactions | Tax Complete subscription | month | $90 | source |
| Tax Complete - Up to 1,000 transactions | Tax Complete subscription | month | $430 | source |
| Tax Complete - Up to 2,500 transactions | Tax Complete subscription | month | $1000 | source |
| Tax Complete - Up to 5,000 transactions | Tax Complete subscription | month | $1500 | source |
| Tax Basic - No-code | Tax Basic transaction fee | transaction | 0.5% | source |
| Tax Basic - API | Tax Basic transaction fee | transaction | $0.5 | source |
| Tax Basic - API | Tax Basic calculation API call | API call | $0.05 | source |
| Monthly - Up to 250 charges | Sigma subscription | month | $15 | source |
| Monthly - Up to 250 charges | Sigma per-charge fee | additional charge | $0.06 | source |
| Annual - Up to 2,500 charges | Sigma subscription | month | $10 | source |
| Annual - Up to 2,500 charges | Sigma per-charge fee | additional charge | $0.04 | source |
| Annual - Up to 10,000 charges | Sigma subscription | month | $60 | source |
| Annual - Up to 10,000 charges | Sigma per-charge fee | additional charge | $0.025 | source |
| Annual - Up to 25,000 charges | Sigma subscription | month | $225 | source |
| Annual - Up to 25,000 charges | Sigma per-charge fee | additional charge | $0.025 | source |
| Annual - 25,000+ charges | Sigma subscription | month | $450 | source |
| Annual - 25,000+ charges | Sigma per-charge fee | additional charge | $0.02 | source |
| Monthly - Up to 250 charges | Data Pipeline subscription | month | $65 | source |
| Monthly - Up to 250 charges | Data Pipeline per-charge fee | additional charge | $0.07 | source |
| Annual - Up to 250 charges | Data Pipeline subscription | month | $50 | source |
| Annual - Up to 250 charges | Data Pipeline per-charge fee | additional charge | $0.06 | source |
| Annual - Up to 2,500 charges | Data Pipeline subscription | month | $75 | source |
| Annual - Up to 2,500 charges | Data Pipeline per-charge fee | additional charge | $0.03 | source |
| Annual - Up to 10,000 charges | Data Pipeline subscription | month | $280 | source |
| Annual - Up to 10,000 charges | Data Pipeline per-charge fee | additional charge | $0.03 | source |
| Annual - Up to 25,000 charges | Data Pipeline subscription | month | $550 | source |
| Annual - Up to 25,000 charges | Data Pipeline per-charge fee | additional charge | $0.025 | source |
| Annual - 25,000+ charges | Data Pipeline subscription | month | $550 | source |
| Annual - 25,000+ charges | Data Pipeline per-charge fee | additional charge | $0.025 | source |
| Monthly - Up to $10K | Revenue Recognition subscription | month | $25 | source |
| Monthly - Up to $10K | Revenue Recognition volume fee | payment volume | 0.25% | source |
| Annual - Up to $100K | Revenue Recognition subscription | month | $190 | source |
| Annual - Up to $100K | Revenue Recognition volume fee | payment volume | 0.2% | source |
| Annual - Up to $250K | Revenue Recognition subscription | month | $450 | source |
| Annual - Up to $250K | Revenue Recognition volume fee | payment volume | 0.2% | source |
| Annual - Up to $500K | Revenue Recognition subscription | month | $860 | source |
| Annual - Up to $500K | Revenue Recognition volume fee | payment volume | 0.2% | source |
| Annual - Up to $1M | Revenue Recognition subscription | month | $1650 | source |
| Annual - Up to $1M | Revenue Recognition volume fee | payment volume | 0.2% | source |
| Annual - $1M+ | Revenue Recognition subscription | month | $1650 | source |
| Annual - $1M+ | Revenue Recognition volume fee | payment volume | 0.2% | source |
| Standard | Instant bank account verification | verification | $1.5 | source |
| Standard | Balance retrieval | API call | $0.1 | source |
| Standard | Account owner verification | API call | $1.5 | source |
| Standard | Transaction feed subscription | institution per account holder per month | $0.3 | source |
| Standard | ID document and selfie verification | verification | $1.5 | source |
| Standard | ID number lookup | lookup | $0.5 | source |
| Standard | Atlas incorporation | one-time | $500 | source |
| Standard | Carbon removal order | order value | 3% | source |
| Pay as you go | Workflow step | step | $0.018 | source |
| Alipay | transaction | 2.9% + $0.3 | source | |
| Apple Pay | transaction | 2.9% + $0.3 | source | |
| Amazon Pay | transaction | 2.9% + $0.3 | source | |
| Cash App Pay | transaction | 2.9% + $0.3 | source | |
| Click To Pay | transaction | 2.9% + $0.3 | source | |
| Google Pay | transaction | 2.9% + $0.3 | source | |
| Link | transaction | 2.9% + $0.3 | source | |
| Satispay | transaction | 1.8% + $0.3 | source | |
| WeChat Pay | transaction | 2.9% + $0.3 | source | |
| Bancontact | transaction | 1.4% + $0.3 | source | |
| Bizum | transaction | 1.9% + $0.3 | source | |
| BLIK | transaction | 1.9% + $0.3 | source | |
| EPS | transaction | 1.6% + $0.3 | source | |
| iDEAL | transaction | $0.8 | source | |
| Pre-authorized debits in Canada | transaction | 1% + $0.3 | source | |
| Przelewy24 | transaction | 2.2% + $0.3 | source | |
| SEPA Direct Debit | transaction | 0.8% + $0.3 | source | |
| USD Bank Transfer | transaction | 0.5% | source | |
| Pay by Bank | transaction | 1.5% + $0.3 | source | |
| EUR Bank Transfer | transaction | 0.5% | source | |
| Pix | transaction | 2% | source | |
| MB WAY | transaction | 1.5% + $0.3 | source | |
| UPI | transaction | 2% | source | |
| Affirm | transaction | 6% + $0.3 | source | |
| Cash App Afterpay | transaction | 6% + $0.3 | source | |
| Scalapay | transaction | 5.99% + $0.45 | source | |
| Sunbit | transaction | 6% + $0.3 | source | |
| Zip | transaction | 4.5% + $0.3 | source | |
| Multibanco | transaction | 2.95% + $0.3 | source | |
| South Korean payment methods | transaction | 3.1% + $0.3 | source | |
| Stablecoins | transaction | 1.5% | source |
Capabilities
- Supported actions
- create_charge, retrieve_charge, update_charge, list_charges, capture_charge, search_charges, create_payment_intent, retrieve_payment_intent, update_payment_intent, list_payment_intents, confirm_payment_intent, cancel_payment_intent, capture_payment_intent, apply_customer_balance_to_payment_intent, increment_authorization_on_payment_intent, verify_microdeposits_on_payment_intent, create_setup_intent, retrieve_setup_intent, update_setup_intent, list_setup_intents, confirm_setup_intent, cancel_setup_intent, verify_microdeposits_on_setup_intent, create_customer, retrieve_customer, update_customer, delete_customer, list_customers, search_customers, create_payment_method, retrieve_payment_method, update_payment_method, list_payment_methods, attach_payment_method_to_customer, detach_payment_method_from_customer, create_refund, retrieve_refund, update_refund, list_refunds, cancel_refund, create_payout, retrieve_payout, update_payout, list_payouts, cancel_payout, reverse_payout, retrieve_dispute, update_dispute, list_disputes, close_dispute, create_product, retrieve_product, update_product, delete_product, list_products, search_products, create_price, retrieve_price, update_price, delete_price, list_prices, search_prices, create_subscription, retrieve_subscription, update_subscription, delete_subscription, list_subscriptions, search_subscriptions, cancel_subscription, resume_subscription, create_invoice, retrieve_invoice, update_invoice, delete_invoice, list_invoices, finalize_invoice, pay_invoice, send_invoice, void_invoice, mark_invoice_uncollectible, search_invoices, create_invoice_item, retrieve_invoice_item, update_invoice_item, delete_invoice_item, list_invoice_items, create_coupon, retrieve_coupon, update_coupon, delete_coupon, list_coupons, create_promotion_code, retrieve_promotion_code, update_promotion_code, list_promotion_codes, create_quote, retrieve_quote, update_quote, list_quotes, accept_quote, cancel_quote, finalize_quote, generate_quote_pdf, create_checkout_session, retrieve_checkout_session, list_checkout_sessions, expire_checkout_session, create_payment_link, retrieve_payment_link, update_payment_link, list_payment_links, create_webhook_endpoint, retrieve_webhook_endpoint, update_webhook_endpoint, delete_webhook_endpoint, list_webhook_endpoints, list_events, retrieve_event, create_account, retrieve_account, update_account, delete_account, list_accounts, reject_account, create_account_link, create_login_link, create_account_session, retrieve_application_fee, list_application_fees, create_application_fee_refund, retrieve_application_fee_refund, update_application_fee_refund, list_application_fee_refunds, retrieve_capability, update_capability, list_capabilities, create_transfer, retrieve_transfer, update_transfer, list_transfers, cancel_transfer, create_transfer_reversal, retrieve_transfer_reversal, update_transfer_reversal, list_transfer_reversals, create_topup, retrieve_topup, update_topup, list_topups, cancel_topup, create_balance_transaction, retrieve_balance_transaction, update_balance_transaction, list_balance_transactions, retrieve_balance, create_file, retrieve_file, list_files, create_file_link, retrieve_file_link, list_file_links, create_token, retrieve_token, create_person, retrieve_person, update_person, delete_person, list_persons, create_mandate, retrieve_mandate, create_authorization, retrieve_authorization, update_authorization, list_authorizations, approve_authorization, decline_authorization, create_cardholder, retrieve_cardholder, update_cardholder, list_cardholders, create_card, retrieve_card, update_card, list_cards, create_issuing_dispute, retrieve_issuing_dispute, update_issuing_dispute, list_issuing_disputes, submit_issuing_dispute, create_terminal_configuration, retrieve_terminal_configuration, update_terminal_configuration, delete_terminal_configuration, list_terminal_configurations, create_connection_token, create_terminal_location, retrieve_terminal_location, update_terminal_location, delete_terminal_location, list_terminal_locations, create_terminal_reader, retrieve_terminal_reader, update_terminal_reader, delete_terminal_reader, list_terminal_readers, process_payment_intent_on_reader, process_setup_intent_on_reader, set_reader_display, cancel_reader_action, create_financial_account, retrieve_financial_account, update_financial_account, list_financial_accounts, list_treasury_transactions, list_treasury_transaction_entries, create_inbound_transfer, retrieve_inbound_transfer, list_inbound_transfers, cancel_inbound_transfer, create_outbound_transfer, retrieve_outbound_transfer, list_outbound_transfers, cancel_outbound_transfer, create_outbound_payment, retrieve_outbound_payment, list_outbound_payments, cancel_outbound_payment, list_received_credits, create_received_debit, list_received_debits, create_financial_connections_session, retrieve_financial_connections_account, list_financial_connections_accounts, disconnect_financial_connections_account, refresh_financial_connections_account, create_identity_verification_session, retrieve_identity_verification_session, update_identity_verification_session, list_identity_verification_sessions, redact_identity_verification_session, cancel_identity_verification_session, retrieve_verification_report, list_verification_reports, create_tax_calculation, retrieve_tax_calculation, list_tax_calculations, retrieve_tax_settings, update_tax_settings, create_tax_transaction, retrieve_tax_transaction, list_tax_transactions, create_tax_registration, retrieve_tax_registration, update_tax_registration, delete_tax_registration, list_tax_registrations, create_sigma_scheduled_query_run, retrieve_sigma_scheduled_query_run, list_sigma_scheduled_query_runs, create_report_run, retrieve_report_run, list_report_runs, retrieve_report_type, list_report_types, create_climate_order, retrieve_climate_order, update_climate_order, list_climate_orders, cancel_climate_order, retrieve_climate_product, list_climate_products, create_meter, retrieve_meter, update_meter, list_meters, deactivate_meter, reactivate_meter, create_meter_event, create_customer_portal_session, create_customer_portal_configuration, retrieve_customer_portal_configuration, update_customer_portal_configuration, list_customer_portal_configurations, create_credit_grant, retrieve_credit_grant, update_credit_grant, list_credit_grants, expire_credit_grant, void_credit_grant, create_credit_note, retrieve_credit_note, update_credit_note, list_credit_notes, void_credit_note, preview_credit_note, create_event_destination, retrieve_event_destination, update_event_destination, delete_event_destination, list_event_destinations, enable_event_destination, disable_event_destination, retrieve_webhook_delivery, list_webhook_deliveries [9]
- Regions
- Australia, Austria, Belgium, Brazil, Bulgaria, Canada, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Gibraltar, Greece, Hong Kong, Hungary, India, Ireland, Italy, Japan, Latvia, Liechtenstein, Lithuania, Luxembourg, Malaysia, Malta, Mexico, Netherlands, New Zealand, Norway, Poland, Portugal, Romania, Singapore, Slovakia, Slovenia, Spain, Sweden, Switzerland, Thailand, United Arab Emirates, United Kingdom, United States [10]
- Input types
- application/x-www-form-urlencoded, application/json [11]
- Output types
- JSON [12]
- Webhooks
- ✓ Yes [13]
- Sandbox / test mode
- ✓ Yes [14]
- SDK languages
- Ruby, Python, PHP, Java, Node.js, Go, .NET [15]
- MCP server
- ✓ Yes [16]
Trust & compliance
- SOC 2
- SOC 2 Type II [17]
- HIPAA
- ✗ No [18]
- GDPR
- ✓ Yes [19]
- ISO 27001
- ✗ No [20]
- PCI DSS
- ✓ Yes [21]
- Published SLA
- ✗ No [22]
- Rate limits
- Live mode: 100 read and 100 write operations per second; Test mode: 25 read and 25 write operations per second; Default per-endpoint: 25 requests per second; Files API: 20 read/20 write per second; Search API: 20 read per second; Payment Intents: 1,000 updates per PaymentIntent per hour; Subscriptions: 10 new invoices per subscription per minute, 20 per day, 200 quantity updates per hour; Create Payout: 15 requests/second, 30 concurrent per company; Connect account creation: 5/sec test, 30/sec live; Meter Events: 1,000 calls/second per account; Read limit: 500 read requests per transaction (30-day rolling average), minimum 10,000 read requests per month per account [23]
- Known restrictions
- Prohibited businesses include: illegal products/services, adult content/services, debt relief, certain financial products (ATMs, check cashing, money orders, P2P money transmission, shell banks), gambling, government services, identity theft protection, illegal weapons, IP-infringing products, certain legal services (bankruptcy attorneys, bail bonds), lending/credit (loan repayments with credit cards, credit repair), marijuana/cannabis, nutraceuticals with harmful claims, nonfiat currency (crypto mining/staking, ICOs, secondary NFT sales), commercial airlines/cruises, timeshare services, pyramid schemes, multilevel marketing, telemarketing, Restricted businesses (require additional due diligence): content creation platforms, crowdfunding, dating services, cyberlockers, CBD products, cryptocurrency exchanges/wallets, investment/brokerage, lending, money transmission, neobanks, legal firearms, pharmaceuticals/medical devices/telemedicine, tobacco, first-party NFTs, stored value/credits, third-party payment facilitation, travel reservation services, domestic charter air travel, Persons/products from Cuba, Iran, North Korea, Syria, and the Crimea, Donetsk, and Luhansk regions are prohibited, Use of Stripe principally as a virtual terminal (manually inputting card information) is prohibited, Processing where there is no bona fide good or service sold, or donation accepted; card testing is prohibited [24]
Developer surface
Integration
- Ruby
- Python
- PHP
- Java
- Node.js
- Go
- .NET
References
- ↑Description: stripe.com
- ↑Pricing model: stripe.com
- ↑Published pricing: stripe.com · stripe.com · stripe.com
- ↑Free tier: stripe.com
- ↑Self-serve signup: dashboard.stripe.com
- ↑Requires sales call: dashboard.stripe.com
- ↑Enterprise plan: stripe.com
- ↑Pricing: stripe.com · stripe.com · stripe.com
- ↑Supported actions: docs.stripe.com · docs.stripe.com
- ↑Regions: stripe.com · support.stripe.com
- ↑Input types: docs.stripe.com · docs.stripe.com
- ↑Output types: docs.stripe.com · docs.stripe.com
- ↑Webhooks: docs.stripe.com · docs.stripe.com · docs.stripe.com
- ↑Sandbox: docs.stripe.com · docs.stripe.com · docs.stripe.com
- ↑SDK languages: docs.stripe.com · docs.stripe.com
- ↑MCP server: docs.stripe.com · docs.stripe.com
- ↑SOC 2: docs.stripe.com · stripe.com
- ↑HIPAA: hipaajournal.com · paubox.com
- ↑GDPR: stripe.com · stripe.com · stripe.com
- ↑ISO 27001: docs.stripe.com
- ↑PCI DSS: stripe.com · docs.stripe.com
- ↑Published SLA: stripe.com
- ↑Rate limits: docs.stripe.com · support.stripe.com
- ↑Known restrictions: stripe.com · support.stripe.com
Change history
- 2026-06-08 Docs URL: https://stripe.com/docs → https://docs.stripe.com
- 2026-06-08 Docs URL: https://docs.stripe.com → https://stripe.com/docs
- 2026-06-08 Llms Txt URL: (none) → https://stripe.com/llms.txt
- 2026-06-08 Rendering: (none) → static
- 2026-06-08 Docs URL: (none) → https://docs.stripe.com
- 2026-06-08 Changelog URL: (none) → https://stripe.com/changelog
- 2026-06-08 Status Page URL: (none) → https://status.stripe.com
- 2026-06-08 Llms Txt Present: (none) → Yes
- 2026-06-07 Summary Md: (none) → Stripe is financial infrastructure for accepting and optimizing payments online…
- 2026-06-07 SDK Packages: (none) → Ruby, Python, PHP, Java, Node.js, Go, .NET