Wallester

Best for: Prototypes and side projects - free to start, no sales call; Teams needing broad API coverage out of the box

Avoid if: You have strict compliance requirements

Pricing model

Hybrid (base + usage) [2]wallester.com/blog/business-insights/white-label-step-by-step-guide“Non-financial institutions: €2,495/month; Financial institutions: €3,995/month; Virtual Asset Service Providers (VASP): €5,995/month”wallester.com/business/pricing“Free Plan: €0/month, 300 virtual cards; Premium Plan: €199/month for 3,000 virtual cards; Platinum Plan: €999/month for 18,000 virtual cards; Enterprise Suite: Custom pricing”

Published pricing

✓ Yes [3]wallester.com/business/pricing“Free Plan: €0/month — Cost: €0/month. Premium Plan: €199/month. Platinum Plan: €999/month”wallester.com/blog/business-insights/white-label-step-by-step-guide“Non-financial institutions: €2,495/month; Financial institutions: €3,995/month; Virtual Asset Service Providers (VASP): €5,995/month. Final pricing is confirmed after the Due Diligence phase.”

Free tier

✓ Yes [4]wallester.com/business/pricing“Free Plan: Cost: €0/month. Virtual cards included: 300. No hidden fees, No account or balance charges, All features unlocked”helpcenter.wallester.com/en/articles/120225-wallester-service-fees“Free Plan: No monthly cost; includes basic tools and 300 virtual cards”

Free tier details

Wallester Business free plan: €0/month, includes 300 virtual cards, unlimited physical cards; additional virtual cards at €0.35/month each. Note: this applies to the Wallester Business (expense management) product; white-label/API card program pricing starts at €2,495/month for non-financial institutions.

Self-serve signup

✓ Yes [5]client.wallester.com/pl/sign-up“You can create your account in minutes with just your phone number and email. You can register now and start issuing free company cards in one day!”

Requires sales call

✓ Yes [6]wallester.com/blog/business-insights/how-to-launch-a-white-label-payment-card-programme“commercial kick-off involves formalizing the partnership through a Letter of Intent (LOI) and selecting the appropriate subscription tier”wallester.com/api“Contact us today to get started”

Enterprise plan

✓ Yes [7]wallester.com/business/pricing“Enterprise Suite: Custom pricing — Features: Custom contracts, better rates, 24/7 priority support”

Minimum commitment

White-label card program: €2,495/month (Non-financial institutions), €3,995/month (Financial institutions), €5,995/month (VASP). Final pricing confirmed after due diligence. [8]wallester.com/blog/business-insights/white-label-step-by-step-guide“Non-financial institutions: €2,495/month; Financial institutions: €3,995/month; Virtual Asset Service Providers (VASP): €5,995/month. Final pricing is confirmed after the Due Diligence phase.”

• Virtual cards
• Physical cards
• Spend controls
• BIN sponsorship
• Push provisioning
• Multi-region

Supported actions

issue_virtual_card, issue_physical_card, card_lifecycle_management, spend_controls, authorization_stream, push_provisioning, tokenization, 3ds, kyc_kyb, program_management, bin_sponsorship, real_time_webhooks, transaction_simulation, mcc_filtering, currency_restrictions, single_use_cards, merchant_whitelisting, merchant_blocking, fraud_monitoring, dispute_management, bulk_payouts [9]wallester.com/blog/business-insights/authorisation-flows-in-virtual-card-processing“the platform delivers authorisation events to connected systems via webhooks, HTTP POST requests sent to a pre-configured endpoint at the moment an authorisation decision is made”konfigthis.com/sdk/wallester/typescript/“3D Secure OTP event notifications, Account adjustment notifications, Account-to-account transfer notifications, Card activation events”wallester.com/api“push provisional tokenized cards into digital wallets”

Regions

EEA (31 European countries), United Kingdom, Switzerland, Norway, Estonia, France, Latvia [10]wallester.com“Wallester Business operates within the European Economic Area (EEA) and extends services to clients in the United Kingdom, Ireland, Switzerland, Australia, and the USA”wallester.com/visa“Wallester operates as a Visa Principal Member across 31 European countries and territories, including: Austria, Belgium, Bulgaria, Czech Republic, Croatia, Cyprus, Denmark, Estonia, Finland, France, Greece, Germany, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, United Kingdom, Norway, and Monaco”

Input types

Visa, virtual, physical, debit, credit, prepaid, white-label, corporate, consumer, payroll [11]wallester.com/cards“Physical: Prepaid, Debit, Credit, White-Label cards. Virtual: digital money cards usable via phone or smartwatch”wallester.com/card-payment-platform/card-issuing“issue branded Visa cards to start using them right away”

Output types

JSON, webhook events, card tokens, authorization events, transaction data, card lifecycle events, 3DS OTP events, account adjustment notifications, push provisioning events

Webhooks

✓ Yes [12]wallester.com/blog/business-insights/authorisation-flows-in-virtual-card-processing“the platform delivers authorisation events to connected systems via webhooks, HTTP POST requests sent to a pre-configured endpoint at the moment an authorisation decision is made. Integration best practices include: Idempotency handling using unique transaction identifiers, Exponential backoff retry logic, Immediate 200 responses with asynchronous processing”

Sandbox / test mode

✓ Yes [13]wallester.com/api“Wallester provides a private sandbox offering: Instant payment card creation and testing, Transaction simulation capabilities, Rapid iteration and prototyping, One-click migration to production”

SDK languages

TypeScript [14]konfigthis.com/sdk/wallester/typescript/“TypeScript (primary focus of this documentation)”github.com/wallester/integration-examples“The repository provides examples in multiple languages: Java, .NET, Node.js, PHP”

MCP server

✗ No [15]wallester.com/api“Wallester APIs are REST-based with resource-oriented URLs and use HTTP-based response codes”

SOC 2

– Unknown [16]wallester.com/blog/company/securing-customer-trust-with-wallesters-pci-dss-level-1-certification“PCI DSS Level 1 assessment is the highest level of compliance within the Payment Card Industry Data Security Standard framework”

HIPAA

✗ No [17]wallester.com/privacy“Wallester AS operates under GDPR (General Data Protection Regulation) and is regulated by the Finantsinspektsioon”

GDPR

✓ Yes [18]wallester.com/privacy“Wallester AS operates under GDPR (General Data Protection Regulation) and is regulated by the Finantsinspektsioon”wallester.com/blog/business-insights/white-label-step-by-step-guide“Wallester is compliant with industry standards such as PCI DSS and GDPR, ensuring that all financial transactions and personal data are handled with the highest levels of security and privacy”

ISO 27001

– Unknown [19]wallester.com/blog/company/securing-customer-trust-with-wallesters-pci-dss-level-1-certification“PCI DSS Level 1 certification represents the highest compliance level within the Payment Card Industry Data Security Standard framework. This certification guarantees that Wallester's systems and processes are secure and durable”

PCI DSS

✓ Yes [20]wallester.com/blog/company/securing-customer-trust-with-wallesters-pci-dss-level-1-certification“PCI DSS Level 1 certification represents the highest compliance level within the Payment Card Industry Data Security Standard framework. This certification guarantees that Wallester's systems and processes are secure and durable”wallester.com/blog/company/securing-customer-trust-with-wallesters-pci-dss-level-1-certification“Wallester uses only PCI DSS-compliant AWS serverless components for its cardholder data environment and connected components, meaning that no human access is allowed in the PCI environment”

Published SLA

– Unknown

Rate limits

No rate limits - Wallester states it allows an unlimited number of API requests but reserves the right to impose limits if necessary. [21]raw.githubusercontent.com/konfig-sdks/openapi-examples/main/wallester/openapi.yaml“Wallester has no rate limits and allows sending an unlimited number of requests to API, but reserves the right to impose such limits if necessary.”

Known restrictions

Wallester acts as its own BIN sponsor and regulated EMI/PI - clients do NOT need their own bank or Visa membership; Wallester provides the BIN range, Visa scheme access, and regulatory umbrella, Regulated as Payment Institution by Finantsinspektsioon (Estonia); Wallester UK Ltd separately authorised as Electronic Money Institution by UK FCA (authorised 28 May 2026, UK market rollout planned Q3 2026), PCI DSS Level 1 certified (highest level) - uses PCI DSS-compliant AWS serverless components for cardholder data environment, Visa network only - no Mastercard support, White-label card programs require due diligence and LOI before launch; subscription tiers: Non-financial €2,495/month, Financial €3,995/month, VASP €5,995/month, Geographic coverage: EEA (31 countries) and UK primary; physical card delivery also to USA, Canada, Australia, New Zealand, Japan, API authentication uses JWT (RS256) - clients generate and sign tokens with private keys, White-label programs require Visa co-brand design approval, Business Account & Card Agreement reserves right to charge up to €0.15 per card authorisation (not currently listed on the public price list), All published prices are in EUR; pricing_model amounts in this record use EUR values in the amount_usd field [22]wallester.com/blog/business-insights/how-to-launch-a-white-label-payment-card-programme“Wallester resolves this by acting as the BIN Sponsor and issuer. A dedicated Bank Identification Number (BIN) range is assigned to each programme”baltictimes.com/estonian-founded_wallester_secures_fca_licence_for_uk_entity__marking_key_step_in_european_expansion_strategy/“Wallester UK received authorisation from the UK Financial Conduct Authority (FCA) as an Authorised Electronic Money Institution (EMI) on May 28, 2026”wallester.com/white-label“As Visa Principal Members, we provide BIN sponsorship services and instant card issuance”

• Docs
• API reference
• Status page

Docs rendering: static

API style

rest

Version

v1

Versioning

url

Stability

ga

Auth methods

jwt, basic

Idempotency keys

✗ No

Error format

vendor-specific

Webhook signing

basic

SDKs

• TypeScript wallester-typescript-sdk · repo

• Auth docs
• Quickstart
• Webhook events

Launched

2016-01-01

GA

2018-01-01

Notable customers

Holm Bank, Latvijas Pasts, KuCoin, WeavePay, ConnectPay, Mistertango, MyMonii

• Lithic

  "Programmable card issuing and money movement" platform designed to help developers and companies "launch fast, scale confidently, and offload complexity."

  Usage · public pricing · self-serve

• Stripe Issuing

  "With over 275 million cards created, Stripe Issuing is the preferred card issuance infrastructure provider for disruptive startups, innovative software platforms, and evolving enterprises."

  Usage · public pricing

• Weavr

  "Embedded finance for digital B2B products"

  Hybrid · public pricing · self-serve

• Swan

  "The easiest way to embed banking features into your product."

  Hybrid · public pricing · self-serve

• Adyen Issuing

  "Get everything you need to create and manage your card program with our financial technology platform."

  Sales-led

• Marqeta

  "We are the world's first modern card issuing platform" - enabling any company to deliver delightful payment experiences natively.

  Sales-led · self-serve

Wallester alternatives · Wallester vs Lithic · All Card Issuing APIs APIs

Each field above carries a numbered source - hover for a preview, click to jump here.

1. ↑Description: wallester.com
2. ↑Pricing model: wallester.com · wallester.com
3. ↑Published pricing: wallester.com · wallester.com
4. ↑Free tier: wallester.com · helpcenter.wallester.com
5. ↑Self-serve signup: client.wallester.com
6. ↑Requires sales call: wallester.com · wallester.com
7. ↑Enterprise plan: wallester.com
8. ↑Minimum commitment: wallester.com
9. ↑Supported actions: wallester.com · konfigthis.com · wallester.com
10. ↑Regions: wallester.com · wallester.com
11. ↑Input types: wallester.com · wallester.com
12. ↑Webhooks: wallester.com
13. ↑Sandbox: wallester.com
14. ↑SDK languages: konfigthis.com · github.com
15. ↑MCP server: wallester.com
16. ↑SOC 2: wallester.com
17. ↑HIPAA: wallester.com
18. ↑GDPR: wallester.com · wallester.com
19. ↑ISO 27001: wallester.com
20. ↑PCI DSS: wallester.com · wallester.com
21. ↑Rate limits: raw.githubusercontent.com
22. ↑Known restrictions: wallester.com · baltictimes.com · wallester.com

Every field change, who made it, and when - from our audited data pipeline and editors.

1. 2026-06-21 Capabilities: {} → {"multi_region":true,"virtual_cards":true,"physical_cards":true,"spend_controls…
2. 2026-06-21 Summary Md: (none) → Wallester is a Visa card-issuing platform and licensed EMI that lets fintechs, …
3. 2026-06-21 Score Setup Speed: (none) → 90
4. 2026-06-21 Score Pricing Transparency: (none) → 60
5. 2026-06-21 Score Docs Quality: (none) → 35
6. 2026-06-21 Score Procurement Friction: (none) → 60
7. 2026-06-21 Score Trust Readiness: (none) → 25
8. 2026-06-21 Best For: (none) → Prototypes and side projects - free to start, no sales call, Teams needing broa…
9. 2026-06-21 Avoid If: (none) → You have strict compliance requirements
10. 2026-06-21 Scoring Methodology: (none) → Scores are computed deterministically from this profile's published, sourced fi…
11. 2026-06-21 Score Agent Friendliness: (none) → 30
12. 2026-06-21 Robots Allows Agents: (none) → Yes
13. 2026-06-21 API Reference URL: (none) → https://wallester.com/api
14. 2026-06-21 Status Page URL: (none) → https://status.wallester.com
15. 2026-06-21 Docs URL: (none) → https://wallester.com/api
16. 2026-06-21 Has Structured Data: (none) → No
17. 2026-06-21 Rendering: (none) → static
18. 2026-06-21 Llms Txt Present: (none) → No
19. 2026-06-21 Has Published Pricing: set to Yes
20. 2026-06-21 Free Tier Available: set to Yes
21. 2026-06-21 Free Tier Details: set to Wallester Business free plan: €0/month, includes 300 virtual cards, unlimited p…
22. 2026-06-21 Minimum Commitment: set to White-label card program: €2,495/month (Non-financial institutions), €3,995/mon…
23. 2026-06-21 Self Serve Signup: set to Yes
24. 2026-06-21 Requires Sales Call: set to Yes
25. 2026-06-21 Enterprise Plan Available: set to Yes
26. 2026-06-21 HIPAA: set to No
27. 2026-06-21 GDPR: set to Yes
28. 2026-06-21 PCI DSS: set to Yes
29. 2026-06-21 Data Retention Policy URL: set to https://wallester.com/privacy
30. 2026-06-21 Known Restrictions: set to Wallester acts as its own BIN sponsor and regulated EMI/PI - clients do NOT nee…
31. 2026-06-21 Auth Methods: set to jwt, basic
32. 2026-06-21 Auth Docs URL: set to https://github.com/wallester/integration-examples
33. 2026-06-21 API Style: set to rest
34. 2026-06-21 API Version: set to v1
35. 2026-06-21 Versioning Scheme: set to url
36. 2026-06-21 Stability: set to ga
37. 2026-06-21 Quickstart URL: set to https://api-doc.wallester.com/
38. 2026-06-21 Idempotency Supported: set to No
39. 2026-06-21 Error Format: set to vendor-specific
40. 2026-06-21 Webhook Signing: set to basic
41. 2026-06-21 Webhook Events URL: set to https://api-doc.wallester.com/
42. 2026-06-21 Requires Verification: set to Yes
43. 2026-06-21 Price Basis: set to month
44. 2026-06-21 Slug: set to wallester
45. 2026-06-21 Launched At: set to 2016-01-01
46. 2026-06-21 GA Date: set to 2018-01-01
47. 2026-06-21 Notable Customers: set to Holm Bank, Latvijas Pasts, KuCoin, WeavePay, ConnectPay, Mistertango, MyMonii
48. 2026-06-21 Fields Not Found: set to soc2, iso_27001, sla_published, hipaa, base_url, deprecation_policy_url, sla_ur…
49. 2026-06-21 Source Confidence: set to high
50. 2026-06-21 Extractor: set to claude-subagent:sonnet

This profile is crowd-editable - agents and humans can leave a review or propose a correction with a simple API call. No auth; requests are rate-limited and every submission is reviewed before it goes live. For a field edit, use any key from the Agent JSON in place of FIELD, and include a citation.

curl -X POST https://apio.sh/api/feedback/wallester \
  -H 'Content-Type: application/json' \
  -d '{"kind":"review","rating":5,"body":"Your experience with this API…"}'

curl -X POST https://apio.sh/api/suggest/wallester/FIELD \
  -H 'Content-Type: application/json' \
  -d '{"value":"corrected value","citations":[{"url":"https://source.example/page","excerpt":"supporting quote"}],"note":"what changed and why"}'

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