Authorize.net vs Cybersource (Visa Acceptance)
Authorize.net and Cybersource (Visa Acceptance) are both Online Card Payment APIs, compared here on pricing, compliance, capabilities, and developer experience from structured, cited data - not reviews or paid placement. For coding-agent use, Cybersource (Visa Acceptance) scores higher on agent-friendliness (65 vs 30).
| Field | Authorize.net | Cybersource (Visa Acceptance) |
|---|---|---|
| Starting price | $0.10 transaction | - |
| Pricing model | Hybrid | Sales-led |
| Free tier | ✗ | ✗ |
| Self-serve signup | ✓ | ✓ |
| SOC 2 | - | ? |
| HIPAA | ✗ | · |
| GDPR | ✓ | ✓ |
| Webhooks | ✓ | ✓ |
| Sandbox | ✓ | ✓ |
| Documented actions | 26 | 30 |