Lithic vs Paymentology
Lithic and Paymentology are both Card Issuing APIs, compared here on pricing, compliance, capabilities, and developer experience from structured, cited data - not reviews or paid placement. Lithic supports self-serve signup; the other routes through a sales conversation. On compliance, Lithic additionally documents SOC 2; Paymentology additionally documents GDPR. For coding-agent use, Lithic scores higher on agent-friendliness (40 vs 20).
| Field | Lithic | Paymentology |
|---|---|---|
| Starting price | - | - |
| Pricing model | Usage | Sales-led |
| Free tier | ✗ | ✗ |
| Self-serve signup | ✓ | ✗ |
| SOC 2 | Type II | · |
| HIPAA | · | ✗ |
| GDPR | · | ✓ |
| Webhooks | ✓ | ✓ |
| Sandbox | ✓ | ✓ |
| Documented actions | 30 | 24 |