PayPal Payments vs Square Payments
PayPal Payments and Square Payments are both Online Card Payment APIs, compared here on pricing, compliance, capabilities, and developer experience from structured, cited data - not reviews or paid placement. PayPal Payments starts lower at $0.29 transaction + percent vs $0.30 for Square Payments.
| Field | PayPal Payments | Square Payments |
|---|---|---|
| Starting price | $0.29 transaction + percent | $0.30 transaction + percent |
| Pricing model | Hybrid | Hybrid |
| Free tier | ✗ | ✗ |
| Self-serve signup | ✓ | ✓ |
| SOC 2 | Type II | Type II |
| HIPAA | · | · |
| GDPR | ✓ | ✓ |
| Webhooks | ✓ | ✓ |
| Sandbox | ✓ | ✓ |
| Documented actions | 36 | 26 |