Adyen

Best for: Regulated or enterprise workloads - compliance attestations and an enterprise plan; AI agents and automation - an agent-ready surface (MCP / llms.txt); Teams needing broad API coverage out of the box

Avoid if: You want to try it free before paying

Pricing model

Contact sales [2]adyen.com/pricing“Visa $0.13 + Interchange+ + 0.60%”adyen.com/pricing“The fees outlined above are indicative; please get in touch to discuss pricing options”

Published pricing

✓ Yes [3]adyen.com/pricing“Processing fee: $0.13 per transaction (consistent across all payment methods)”adyen.com/pricing“We do not have monthly fees, set-up fees, integration fees or closure fees. We do have a minimum invoice depending on industry or business model.”

Free tier

✗ No [4]adyen.com/pricing“We do not have monthly fees, set-up fees, integration fees or closure fees.”

Self-serve signup

✓ Yes [5]adyen.com/signup“You can try out Adyen's integrations with a test account if you're a developer.”

Requires sales call

✓ Yes [6]docs.adyen.com/get-started-with-adyen/“Before applying for a live account, you must contact our Sales team to find out whether Adyen is right for you.”adyen.com/signup“a test account doesn't guarantee you'll be approved as an Adyen customer”

Enterprise plan

✓ Yes [7]adyen.com/pricing“The fees outlined above are indicative; please get in touch to discuss pricing options”adyen.com/contact/sales“Contact sales for financial technology solutions”

Minimum commitment

Minimum invoice exists depending on industry or business model; exact amount requires contacting sales [8]adyen.com/pricing“We do not have monthly fees, set-up fees, integration fees or closure fees. We do have a minimum invoice depending on industry or business model.”

• Hosted checkout
• In-person / POS
• Local payment methods
• Recurring payments
• Marketplace payouts
• Built-in fraud tools

Supported actions

create_charge, hosted_checkout, tokenization, 3ds_authentication, refunds, recurring_payments, split_payments, payouts, in_person_terminal, dispute_management, fraud_screening, multicurrency, apple_pay, google_pay, payment_links, capture_authorization, cancel_authorization, amount_update, stored_payment_methods, gift_card_balance, card_brand_lookup, bin_lookup, donations, softpos, card_issuing, transaction_rules, dynamic_3ds, risk_scoring, case_management, avs_check, mcp_server [9]docs.adyen.com/api-explorer/“The Adyen API Explorer provides extensive payment processing capabilities organized into major categories”docs.adyen.com/api-explorer/Checkout/latest/overview“POST /payments - Initiate a transaction”

Regions

United States, United Kingdom, European Union, Australia, Canada, Brazil, Mexico, Singapore, Hong Kong, Japan, India, Malaysia, New Zealand, South Africa, United Arab Emirates, Saudi Arabia, Israel, South Korea, China, Indonesia, Philippines, Thailand, Vietnam, Argentina, Chile, Colombia, Peru, Norway, Switzerland, Turkey, Poland, Czech Republic, Romania, Hungary, and approximately 100 countries total [10]adyen.com“global scale. Local expertise”help.adyen.com/knowledge/ecommerce-integrations/integrations-basics/where-can-i-find-an-overview-of-the-country-codes“Adyen accepts payments in almost 100 countries”

Input types

Visa, Mastercard, American Express, Discover, JCB, Diners Club, UnionPay, Maestro, Bancontact, Apple Pay, Google Pay, Samsung Pay, PayPal, Alipay, Alipay+, WeChat Pay, iDEAL, SEPA Direct Debit, SEPA Instant, ACH Direct Debit, BACS Direct Debit, Klarna, Afterpay, Affirm, Clearpay, Atome, Alma, Boleto Bancário, Pix, BLIK, EPS, Giropay, Sofort, MobilePay, Swish, PayNow, FPX, GCash, GrabPay, KakaoPay, NaverPay, PayPay, OXXO, Multibanco, MB Way, Bizum, Cash App Pay, PaySafeCard, Gift Cards, Pre-Authorized Debit Canada, Click to Pay [11]docs.adyen.com/payment-methods“Adyen supports an extensive range of payment options”adyen.com“200+ local payment methods”

Output types

JSON, webhook events, hosted checkout page, payment link, settlement report, invoice, SLA report, payment session, stored payment token, payment status notifications

Webhooks

✓ Yes [12]docs.adyen.com/development-resources/“Receive important updates related to your account via webhooks”

Sandbox / test mode

✓ Yes [13]docs.adyen.com/development-resources/testing“Configure your test Customer Area with all the functionality you will support when you go live”adyen.com/signup“You can try out Adyen's integrations with a test account if you're a developer.”

SDK languages

Node.js, Java, PHP, Python, .NET, Ruby, Go [14]docs.adyen.com/development-resources/libraries“We provide server-side API libraries in several languages. Libraries are connected to managed package systems (Composer, Gradle, Maven, npm, NuGet, PyPi, RubyGems).”

MCP server

✓ Yes [15]docs.adyen.com/development-resources/mcp-server“Adyen's Model Context Protocol (MCP) server enables developers to interact with Adyen's APIs using natural language through Large Language Model (LLM) clients.”github.com/adyen/adyen-mcp“Typescript library for integrating Adyen APIs via an MCP server”

SOC 2

SOC 2 Type II [16]help.adyen.com/en_US/knowledge/security/security-principles/what-are-the-adyen-security-certifications“audited annually by an external auditor to achieve a SOC 2 Type 2 certification”

HIPAA

– Unknown [17]help.adyen.com/en_US/knowledge/security/security-principles/what-are-the-adyen-security-certifications“fully Payment Card Industry Data Security Standard (PCI DSS) v4.0 Level 1 compliant”

GDPR

✓ Yes [18]adyen.com/en_GB/knowledge-hub/gdpr-customer-data“Our DPA has been designed to protect you; it's strongly aligned with payment processing so it proves you're compliant with GDPR (from a payment perspective).”docs.adyen.com/development-resources/data-protection-api“Adyen's Data Protection API allows you to process Subject Erasure Requests as mandated in GDPR”

ISO 27001

✓ Yes [19]help.adyen.com/en_US/knowledge/security/security-principles/what-are-the-adyen-security-certifications“internationally recognized security and reliability standard. It proves our information security risks are being established, implemented, maintained and continually improved”

PCI DSS

✓ Yes [20]help.adyen.com/en_US/knowledge/security/security-principles/what-are-the-adyen-security-certifications“fully Payment Card Industry Data Security Standard (PCI DSS) v4.0 Level 1 compliant”help.adyen.com/en_US/knowledge/security/security-principles/what-are-the-adyen-security-certifications“compliant with other PCI certifications, including PCI PIN, PCI P2PE, and PCI 3DS”

Published SLA

✓ Yes [21]adyen.com/legal/terms-and-conditions“Adyen commits to use all commercially reasonable efforts to achieve an average minimum uptime of 99.9% (measured on a quarterly basis)”

Rate limits

Legal Entity Management API: 700 requests per 5 seconds (live), 200 requests per 5 seconds (test), 5 failures per 10 seconds. Referrals API: 10 referrals per request, 10 requests per minute. [22]docs.adyen.com/api-explorer/legalentity/3/overview“Live environments: 700 requests per 5 seconds. Test environments: 200 requests per 5 seconds. Failed requests are subject to a limit of 5 failures per 10 seconds.”docs.adyen.com/risk-management/automate-submitting-referrals/referrals-api-reference“Requests to the Referrals API are rate limited to 10 referrals per request, and 10 requests per minute.”

Known restrictions

PCI DSS v4.0 Level 1 Service Provider (annual QSA audit); also holds PCI PIN, PCI P2PE, PCI 3DS, Going live requires sales contact and underwriting/eligibility review, Minimum invoice applies (amount varies by industry/business model), Prohibited business types include: adult content, illegal gambling, unlicensed financial services, counterfeit goods, payday loans, get-rich-quick schemes, weapons/ammunition, Restricted categories requiring extra documentation: alcohol, pharmaceuticals, high-value goods (jewelry, art), cannabis (Canada only), Published rates are indicative - final pricing requires sales contact, Settlement timing and payout currencies vary by country/region, Some currencies (BRL, INR, MYR, MXN, AED) only support local payouts, no SWIFT, Card issuing currently limited to US, UK, and Europe, MCP server is currently in alpha [23]help.adyen.com/en_US/knowledge/security/security-principles/what-are-the-adyen-security-certifications“fully Payment Card Industry Data Security Standard (PCI DSS) v4.0 Level 1 compliant”adyen.com/legal/list-restricted-prohibited“The restricted symbol indicates that additional documentation is required prior to onboarding. The prohibited symbol indicates that the business or service is prohibited from using Adyen's services.”adyen.com/issuing“Create physical or virtual payment cards”

• Docs
• llms.txt
• Status page

Docs rendering: static · llms.txt present

API style

rest

Base URL

https://checkout-test.adyen.com/v72

Version

v72

Versioning

url

Stability

ga

Auth methods

api_key, basic, hmac_signature

Idempotency keys

✓ Yes

Error format

vendor-specific

Webhook signing

hmac_sha256

SDKs

• Node.js @adyen/api-library · repo
• Java com.adyen:adyen-java-api-library · repo
• PHP adyen/php-api-library · repo
• Python Adyen · repo
• .NET Adyen · repo
• Ruby adyen-ruby-api-library · repo
• Go github.com/adyen/adyen-go-api-library/v21 · repo

• Auth docs
• Quickstart
• MCP server
• Webhook events
• Deprecation policy

Launched

2006-01-01

Notable customers

Meta, Uber, eBay, Microsoft, H&M, McDonald's, Spotify

• PayPal Payments

  "Accept payments in 200+ markets, 130+ currencies, and 30+ payment methods with a single, developer-friendly platform."

  Hybrid · public pricing · self-serve

• Square Payments

  "Square Payments Built for however you do business" - Square Payments is a comprehensive payment processing solution for in-person, online, and mobile transactions.

  Hybrid · public pricing · self-serve

• Razorpay

  "India's All-in-One Finance Platform" that helps businesses accept payments, make payouts, manage banking, automate payroll, and access credit - all from a single platform.

  Usage · public pricing · self-serve

• Stripe

  Financial infrastructure to grow your revenue.

  Usage · public pricing · self-serve

• Trolley

  "The Payouts Platform for the Internet Economy"

  Hybrid · public pricing · self-serve

• Authorize.net

  "We help make it easy to get paid. It's that simple."

  Hybrid · public pricing · self-serve

Adyen alternatives · Adyen vs PayPal Payments · All Online Card Payment APIs APIs

Each field above carries a numbered source - hover for a preview, click to jump here.

1. ↑Description: adyen.com
2. ↑Pricing model: adyen.com · adyen.com
3. ↑Published pricing: adyen.com · adyen.com
4. ↑Free tier: adyen.com
5. ↑Self-serve signup: adyen.com
6. ↑Requires sales call: docs.adyen.com · adyen.com
7. ↑Enterprise plan: adyen.com · adyen.com
8. ↑Minimum commitment: adyen.com
9. ↑Supported actions: docs.adyen.com · docs.adyen.com
10. ↑Regions: adyen.com · help.adyen.com
11. ↑Input types: docs.adyen.com · adyen.com
12. ↑Webhooks: docs.adyen.com
13. ↑Sandbox: docs.adyen.com · adyen.com
14. ↑SDK languages: docs.adyen.com
15. ↑MCP server: docs.adyen.com · github.com
16. ↑SOC 2: help.adyen.com
17. ↑HIPAA: help.adyen.com
18. ↑GDPR: adyen.com · docs.adyen.com
19. ↑ISO 27001: help.adyen.com
20. ↑PCI DSS: help.adyen.com · help.adyen.com
21. ↑Published SLA: adyen.com
22. ↑Rate limits: docs.adyen.com · docs.adyen.com
23. ↑Known restrictions: help.adyen.com · adyen.com · adyen.com

Every field change, who made it, and when - from our audited data pipeline and editors.

1. 2026-06-21 Capabilities: {} → {"payouts":true,"in_person":true,"recurring":true,"fraud_tools":true,"local_met…
2. 2026-06-21 Summary Md: (none) → Adyen is a payments platform covering ecommerce checkout, in-person POS, market…
3. 2026-06-21 Scoring Methodology: (none) → Scores are computed deterministically from this profile's published, sourced fi…
4. 2026-06-21 Score Pricing Transparency: (none) → 70
5. 2026-06-21 Score Setup Speed: (none) → 75
6. 2026-06-21 Score Docs Quality: (none) → 25
7. 2026-06-21 Score Procurement Friction: (none) → 55
8. 2026-06-21 Score Trust Readiness: (none) → 85
9. 2026-06-21 Best For: (none) → Regulated or enterprise workloads - compliance attestations and an enterprise p…
10. 2026-06-21 Avoid If: (none) → You want to try it free before paying
11. 2026-06-21 Score Agent Friendliness: (none) → 75
12. 2026-06-21 Has Structured Data: (none) → Yes
13. 2026-06-21 Robots Allows Agents: (none) → Yes
14. 2026-06-21 Status Page URL: (none) → https://status.adyen.com
15. 2026-06-21 Docs URL: (none) → https://docs.adyen.com/
16. 2026-06-21 Rendering: (none) → static
17. 2026-06-21 Llms Txt URL: (none) → https://www.adyen.com/llms.txt
18. 2026-06-21 Llms Txt Present: (none) → Yes
19. 2026-06-21 Free Tier Available: set to No
20. 2026-06-21 Minimum Commitment: set to Minimum invoice exists depending on industry or business model; exact amount re…
21. 2026-06-21 Self Serve Signup: set to Yes
22. 2026-06-21 Requires Sales Call: set to Yes
23. 2026-06-21 Enterprise Plan Available: set to Yes
24. 2026-06-21 SOC 2: set to type_2
25. 2026-06-21 GDPR: set to Yes
26. 2026-06-21 ISO 27001: set to Yes
27. 2026-06-21 PCI DSS: set to Yes
28. 2026-06-21 SLA Published: set to Yes
29. 2026-06-21 SLA URL: set to https://www.adyen.com/legal/terms-and-conditions
30. 2026-06-21 Data Retention Policy URL: set to https://www.adyen.com/privacy-policy/transaction
31. 2026-06-21 Documented Rate Limits: set to Legal Entity Management API: 700 requests per 5 seconds (live), 200 requests pe…
32. 2026-06-21 Known Restrictions: set to PCI DSS v4.0 Level 1 Service Provider (annual QSA audit); also holds PCI PIN, P…
33. 2026-06-21 Auth Methods: set to api_key, basic, hmac_signature
34. 2026-06-21 Auth Docs URL: set to https://docs.adyen.com/development-resources/api-authentication
35. 2026-06-21 API Style: set to rest
36. 2026-06-21 Base URL: set to https://checkout-test.adyen.com/v72
37. 2026-06-21 API Version: set to v72
38. 2026-06-21 Versioning Scheme: set to url
39. 2026-06-21 Stability: set to ga
40. 2026-06-21 Deprecation Policy URL: set to https://docs.adyen.com/development-resources/versioning
41. 2026-06-21 MCP URL: set to https://github.com/Adyen/adyen-mcp
42. 2026-06-21 Quickstart URL: set to https://docs.adyen.com/get-started-with-adyen/
43. 2026-06-21 Idempotency Supported: set to Yes
44. 2026-06-21 Error Format: set to vendor-specific
45. 2026-06-21 Webhook Signing: set to hmac_sha256
46. 2026-06-21 Webhook Events URL: set to https://docs.adyen.com/api-explorer/Webhooks/latest/
47. 2026-06-21 Slug: set to adyen
48. 2026-06-21 Starting Price Usd: set to 0.13
49. 2026-06-21 Price Basis: set to transaction
50. 2026-06-21 Launched At: set to 2006-01-01

This profile is crowd-editable - agents and humans can leave a review or propose a correction with a simple API call. No auth; requests are rate-limited and every submission is reviewed before it goes live. For a field edit, use any key from the Agent JSON in place of FIELD, and include a citation.

curl -X POST https://apio.sh/api/feedback/adyen \
  -H 'Content-Type: application/json' \
  -d '{"kind":"review","rating":5,"body":"Your experience with this API…"}'

curl -X POST https://apio.sh/api/suggest/adyen/FIELD \
  -H 'Content-Type: application/json' \
  -d '{"value":"corrected value","citations":[{"url":"https://source.example/page","excerpt":"supporting quote"}],"note":"what changed and why"}'

All the ways to contribute →