Galileo Financial Technologies
"We help banks, fintechs and brands build and scale modern financial products and experiences. Our cloud-native, developer-friendly and regulation-ready financial technology platform reinvents the way people interact with their money with secure and scalable APIs." [1]
Galileo Financial Technologies is a REST API platform for card issuance and payments, serving fintechs, banks, and brands building debit, prepaid, GPR, virtual, corporate, payroll, and fleet card programs alongside ACH, wire, and real-time payment rails. The platform covers 14 countries across the US, Canada, and Latin America, and counts Chime, Robinhood, Varo, Revolut, and Monzo among its customers. Pricing is enterprise and negotiated through sales with no published rates or self-serve signup. Galileo is PCI DSS compliant, supports webhooks and idempotency, and provides a sandbox capped at 1,000 requests per 10 minutes.
Best for / Avoid if
Best for: AI agents and automation - an agent-ready surface (MCP / llms.txt); Teams needing broad API coverage out of the box
Avoid if: You need to start building today without contacting sales; You need transparent pricing up front; You want to try it free before paying
Pricing & procurement
Capabilities
- Supported actions
- issue_virtual_card, issue_physical_card, instant_issue_card, card_lifecycle_management, card_activation, card_replacement, card_reissuance, pin_management, spend_controls, authorization_stream, jit_funding, real_time_funding, account_level_authorization_controls, mcc_controls, merchant_id_controls, velocity_controls, push_provisioning, 3ds, tokenization, mobile_wallet_provisioning, ach_transactions, wire_transfers, real_time_payments, bill_pay, account_to_account_transfers, direct_deposit_switch, dispute_management, kyc_kyb, real_time_webhooks, program_management, fraud_detection, fleet_controls, ledger_accounts, fee_management, credit_reporting, secured_credit_program, bulk_card_ordering, multicurrency_bins, federal_benefit_enrollment [5]
- Regions
- United States, Canada, Mexico, Brazil, Argentina, Chile, Colombia, Costa Rica, Curaçao, Ecuador, Honduras, Panama, El Salvador, Uruguay [6]
- Input types
- Visa, Mastercard, Discover, virtual, physical, debit, credit, prepaid, consumer, commercial, fleet, co-brand, payroll, gift, contactless, instant-issue [7]
- Output types
- JSON, webhook events, card tokens, authorization events, transaction data, account data, dispute records, fee records, ACH transactions, wire transfer records, settlement data
- Webhooks
- ✓ Yes [8]
- Sandbox / test mode
- ✓ Yes [9]
- SDK languages
- Unknown
- MCP server
- ✗ No [10]
Trust & compliance
- SOC 2
- Unknown [11]
- HIPAA
- – Unknown
- GDPR
- – Unknown
- ISO 27001
- – Unknown
- PCI DSS
- ✓ Yes [12]
- Published SLA
- ✗ No
- Rate limits
- "Galileo does not specify a default limit on the number of API calls that a program can make. You will need to work with Galileo to calculate a safe upper limit for your program. Most endpoints have a maximum payload size of 16 MB." Sandbox limit: 1,000 requests per 10 minutes. [13]
- Known restrictions
- Issuer-processor only - clients must partner with a sponsor bank (Galileo is connected to 25+ sponsor banks); Galileo itself does not hold a banking charter, Exception: Galileo is a credit BIN sponsor in Mexico (Mastercard principal member in Mexico) and can act as BIN sponsor for credit card programs there, PCI DSS compliant (specific Level not explicitly published on public pages); clients must obtain their own PCI AOC to access unmasked card data (PAN, CVV, SSN), Mastercard certified outside the U.S.; Visa certified in Canada and Mexico, Push provisioning requires manual provisioning to be live in production first; instant-issue cards cannot use push provisioning, Onboarding requires contacting sales; no self-serve signup for live card programs, All API calls use HTTPS POST via credential-based authentication (no OAuth/bearer tokens); credentials and Provider ID issued by Galileo during onboarding, Rebranding from Galileo Financial Technologies to SoFi Tech Solutions announced April 2026; platform and APIs remain unchanged [14]
Developer surface
Integration
- API style
- rest
- Base URL
- https://api-{corename}.{env}.gpsrv.com/intserv/4.0
- Version
- 4.0
- Versioning
- url
- Stability
- ga
- Auth methods
- api_key
- Idempotency keys
- ✓ Yes
- Error format
- vendor-specific
- Webhook signing
- hmac_sha256
- Rate limit
- 1000 / minute
Adoption & maturity
- Launched
- 2001-01-01
- Notable customers
- Chime, Robinhood, Varo, Monzo, Revolut, SoFi, Dave, MoneyLion, H&R Block, KOHO
Other Card Issuing APIs
Lithic
"Programmable card issuing and money movement" platform designed to help developers and companies "launch fast, scale confidently, and offload complexity."
Stripe Issuing
"With over 275 million cards created, Stripe Issuing is the preferred card issuance infrastructure provider for disruptive startups, innovative software platforms, and evolving enterprises."
Weavr
"Embedded finance for digital B2B products"
Swan
"The easiest way to embed banking features into your product."
Wallester
"Free business IBAN account with cards and expense management"
Adyen Issuing
"Get everything you need to create and manage your card program with our financial technology platform."
References
- ↑Description: galileo-ft.com
- ↑Pricing model: docs.galileo-ft.com · galileo-ft.com
- ↑Requires sales call: galileo-ft.com
- ↑Enterprise plan: galileo-ft.com
- ↑Supported actions: galileo-ft.com · docs.galileo-ft.com
- ↑Regions: galileo-ft.com
- ↑Input types: galileo-ft.com · docs.galileo-ft.com
- ↑Webhooks: galileo-ft.com · docs.galileo-ft.com
- ↑Sandbox: galileo-ft.com
- ↑MCP server: galileo-ft.com
- ↑SOC 2: galileo-ft.com
- ↑PCI DSS: docs.galileo-ft.com · galileo-ft.com · galileo-ft.com
- ↑Rate limits: docs.galileo-ft.com · docs.galileo-ft.com
- ↑Known restrictions: galileo-ft.com · galileo-ft.com · docs.galileo-ft.com
Change history
- 2026-06-21 Capabilities: {} → {"multi_region":true,"virtual_cards":true,"physical_cards":true,"spend_controls…
- 2026-06-21 Summary Md: (none) → Galileo Financial Technologies is a REST API platform for card issuance and pay…
- 2026-06-21 Score Pricing Transparency: (none) → 0
- 2026-06-21 Score Setup Speed: (none) → 25
- 2026-06-21 Score Docs Quality: (none) → 45
- 2026-06-21 Score Procurement Friction: (none) → 0
- 2026-06-21 Score Trust Readiness: (none) → 10
- 2026-06-21 Best For: (none) → AI agents and automation - an agent-ready surface (MCP / llms.txt), Teams needi…
- 2026-06-21 Avoid If: (none) → You need to start building today without contacting sales, You need transparent…
- 2026-06-21 Scoring Methodology: (none) → Scores are computed deterministically from this profile's published, sourced fi…
- 2026-06-21 Score Agent Friendliness: (none) → 45
- 2026-06-21 Has Structured Data: (none) → Yes
- 2026-06-21 Robots Allows Agents: (none) → Yes
- 2026-06-21 API Reference URL: (none) → https://docs.galileo-ft.com/pro/reference/program-api-intro
- 2026-06-21 Docs URL: (none) → https://docs.galileo-ft.com/pro/docs/introduction
- 2026-06-21 Rendering: (none) → static
- 2026-06-21 Llms Txt URL: (none) → https://www.galileo-ft.com/llms.txt
- 2026-06-21 Llms Txt Present: (none) → Yes
- 2026-06-21 Free Tier Available: set to No
- 2026-06-21 Self Serve Signup: set to No
- 2026-06-21 Requires Sales Call: set to Yes
- 2026-06-21 Enterprise Plan Available: set to Yes
- 2026-06-21 SOC 2: set to unknown
- 2026-06-21 PCI DSS: set to Yes
- 2026-06-21 SLA Published: set to No
- 2026-06-21 Documented Rate Limits: set to "Galileo does not specify a default limit on the number of API calls that a pro…
- 2026-06-21 Rate Limit Requests: set to 1000
- 2026-06-21 Rate Limit Window: set to minute
- 2026-06-21 Known Restrictions: set to Issuer-processor only - clients must partner with a sponsor bank (Galileo is co…
- 2026-06-21 Auth Methods: set to api_key
- 2026-06-21 Auth Docs URL: set to https://docs.galileo-ft.com/pro/reference/authentication
- 2026-06-21 API Style: set to rest
- 2026-06-21 Base URL: set to https://api-{corename}.{env}.gpsrv.com/intserv/4.0
- 2026-06-21 API Version: set to 4
- 2026-06-21 Versioning Scheme: set to url
- 2026-06-21 Stability: set to ga
- 2026-06-21 Deprecation Policy URL: set to https://docs.galileo-ft.com/pro/changelog
- 2026-06-21 Quickstart URL: set to https://docs.galileo-ft.com/pro/docs/quickstart
- 2026-06-21 Idempotency Supported: set to Yes
- 2026-06-21 Error Format: set to vendor-specific
- 2026-06-21 Webhook Signing: set to hmac_sha256
- 2026-06-21 Webhook Events URL: set to https://docs.galileo-ft.com/pro/reference/api-reference-events-api-about-events…
- 2026-06-21 Slug: set to galileo
- 2026-06-21 Launched At: set to 2001-01-01
- 2026-06-21 Notable Customers: set to Chime, Robinhood, Varo, Monzo, Revolut, SoFi, Dave, MoneyLion, H&R Block, KOHO
- 2026-06-21 Fields Not Found: set to soc2_type, iso_27001, gdpr, hipaa, sla_published, minimum_commitment, free_tier…
- 2026-06-21 Source Confidence: set to high
- 2026-06-21 Extractor: set to claude-subagent:sonnet
- 2026-06-21 Last Verified At: set to 2026-06-21T00:00:00.000Z
- 2026-06-21 Status: set to published
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