Adyen vs Cybersource (Visa Acceptance)
Adyen and Cybersource (Visa Acceptance) are both Online Card Payment APIs, compared here on pricing, compliance, capabilities, and developer experience from structured, cited data - not reviews or paid placement. On compliance, Adyen additionally documents SOC 2. For coding-agent use, Adyen scores higher on agent-friendliness (75 vs 65).
| Field | Adyen | Cybersource (Visa Acceptance) |
|---|---|---|
| Starting price | $0.13 transaction | - |
| Pricing model | Sales-led | Sales-led |
| Free tier | ✗ | ✗ |
| Self-serve signup | ✓ | ✓ |
| SOC 2 | Type II | ? |
| HIPAA | · | · |
| GDPR | ✓ | ✓ |
| Webhooks | ✓ | ✓ |
| Sandbox | ✓ | ✓ |
| Documented actions | 31 | 30 |