Airwallex Payouts

Best for: Regulated or enterprise workloads - compliance attestations and an enterprise plan; AI agents and automation - an agent-ready surface (MCP / llms.txt); Teams needing broad API coverage out of the box

Avoid if: You need transparent pricing up front; You want to try it free before paying

Pricing model

Contact sales [2]airwallex.com/us/platform-api-and-embedded-finance“Talk to our team to design the right solution for your business”airwallex.com/en-us/pricing“For Platform API & Embedded Finance use cases get in touch with us to discuss custom pricing”

Published pricing

✗ No [3]airwallex.com/en-us/pricing“For Platform API & Embedded Finance use cases get in touch with us to discuss custom pricing”

Free tier

✗ No [4]airwallex.com/en-us/pricing“For Platform API & Embedded Finance use cases get in touch with us to discuss custom pricing”

Self-serve signup

✓ Yes [5]airwallex.com/us/platform-api-and-embedded-finance/payouts“Get started button and signup link at /en-us/signup”

Requires sales call

✓ Yes [6]airwallex.com/us/platform-api-and-embedded-finance“Talk to our team to design the right solution for your business”airwallex.com/en-us/pricing“For Platform API & Embedded Finance use cases get in touch with us to discuss custom pricing”

Enterprise plan

✓ Yes [7]airwallex.com/en-us/pricing“Accelerate: Custom pricing”

• Global coverage
• Mass payments
• Tax compliance
• Multi-rail
• Built-in FX
• Recipient onboarding

Supported actions

create_payout, batch_payouts, beneficiary_onboarding, beneficiary_validation, get_api_schema, get_form_schema, local_rails, swift, ach, sepa, wallet_payout, fx_conversion, recipient_onboarding, kyc_kyb, tax_form_collection, 1099_nec, 1099_k, webhooks, sandbox_simulation, transfer_status_simulation, connected_accounts, embedded_components, programmatic_account_creation, transactional_fx

Regions

120+ countries via local clearing systems, 150+ countries via SWIFT, 200+ countries and regions total, 90+ currencies [8]airwallex.com/us/platform-api-and-embedded-finance/payouts“SWIFT transfers to 150+ countries and High-speed local transfers to 120+ countries”airwallex.com/docs/payouts/payout-network“local and SWIFT payouts over 200 countries/regions and over 90 currencies, with connections to local clearing systems in over 120 countries”

Input types

local bank rails, SWIFT wire, ACH, SEPA, PayPal wallet, Airwallex in-network transfer [9]airwallex.com/docs/payouts/payout-network“Local payouts: Connections to local clearing systems in 120+ countries/regions; SWIFT payouts: Traditional international bank transfers; Digital wallet transfers: PayPal and Airwallex wallet support”

Output types

JSON, webhook events, payment status, reconciliation reports, tax forms (1099-NEC, 1099-K), embedded UI components, dynamic beneficiary schema

Webhooks

✓ Yes [10]airwallex.com/docs/developer-tools/webhooks/listen-for-webhook-events“Airwallex computes an HMAC with the SHA-256 hash function, using the notification URL's secret key as the key and a concatenated string (x-timestamp + JSON payload) as the message.”

Sandbox / test mode

✓ Yes [11]airwallex.com/docs/developer-tools__quickstart“Use Airwallex's sandbox environment to simulate transactions before going live”

SDK languages

Node.js, JavaScript (browser), Android (Kotlin), iOS (Swift), Flutter (Dart), React Native [12]airwallex.com/docs/developer-tools/sdks/mobile-sdks“Flutter SDK — Flutter 3.24.3+ supporting iOS 13.0+ and Android API 21+; React Native SDK — React Native 0.79.3+ with iOS 13.0+ and Android API 21+ compatibility”airwallex.com/docs/developer-tools/sdks“Airwallex.js — provides pre-built UI elements in the browser for payments acceptance, transfers, customer onboarding, and more; Mobile SDKs — Native implementations for iOS and Android platforms; server-side SDKs (currently available in Node.js)”

MCP server

✓ Yes [13]airwallex.com/docs/developer-tools/ai/developer-mcp“The Airwallex Developer Model Context Protocol (MCP) server empowers AI coding agents with the tools they need to assist developers integrating with Airwallex APIs”

SOC 2

SOC 2 Type II [14]security.airwallex.com“SOC 2 Type 1; SOC 2 Type 2”

HIPAA

– Unknown

GDPR

✓ Yes [15]security.airwallex.com“GDPR”

ISO 27001

✓ Yes [16]security.airwallex.com“ISO/IEC 27001”

PCI DSS

✓ Yes [17]security.airwallex.com“PCI DSS (Level 1 Service Provider - renewed); PCI-3DS (3D Secure) AOC Report”

Published SLA

✗ No [18]security.airwallex.com“Airwallex is committed to upholding a strong security presence as well as complying with legal and regulatory requirements.”

Rate limits

Production: 100 requests/second globally; 20 requests/second per endpoint; 50 concurrent requests maximum. Sandbox: 20 requests/second globally, 10/second per endpoint. [19]airwallex.com/docs/developer-tools/api/rate-limits“Production Environment: '100 requests per second' globally, '20 per second' per endpoint, '50' concurrent requests maximum”

Known restrictions

Holds 60+ global banking/regulatory licenses (MTL/EMI type licenses across jurisdictions), FX markup of 0.5% above interbank rates for major currencies (AUD, USD, HKD, CNY, EUR, GBP, SGD); 1% for all other currencies - these rates apply to business accounts and may differ for Platform API customers, SWIFT transfers cost $15–$25 per transfer (SHA and OUR options); not free, Platform API & Embedded Finance pricing requires contacting sales for custom pricing - no published rates for the embedded API product, Tax form filing limited to 1099-K or 1099-NEC only; mixed filing not supported, Server-side SDK currently in Beta (Node.js/TypeScript only), MCP server operates exclusively in sandbox environments for direct API testing [20]airwallex.com/en-us/pricing“0.5% above interbank rates for major currencies; 1% for all other currencies; SWIFT transfers: $15–$25 per transfer”airwallex.com/docs/payouts/tax-filing/us-tax-reporting“We only support the filing of either 1099-K or 1099-NEC forms. Mixed filing is not currently supported”

• Docs
• API reference
• llms.txt
• Status page

Docs rendering: static · llms.txt present

API style

rest

Base URL

https://api.airwallex.com/api/v1

Version

2025-02-14

Versioning

header

Stability

beta

Auth methods

api_key, oauth2

Idempotency keys

✓ Yes

Error format

vendor-specific

Webhook signing

hmac_sha256

Rate limit

100 / second

SDKs

• Node.js @airwallex/node-sdk · repo
• JavaScript (browser) @airwallex/payouts-web-sdk · repo
• Android (Kotlin) airwallex-payment-android · repo
• iOS (Swift) airwallex-payment-ios · repo
• Flutter (Dart) airwallex-payment-flutter · repo
• React Native airwallex-payment-react-native · repo

• Auth docs
• Quickstart
• MCP server
• Webhook events

Launched

2015-01-01

Notable customers

Brex, Rippling, Deel, TikTok, Canva, Navan, Papaya Global, Afterpay, SHEIN, McLaren Racing

• PayPal Payments

  "Accept payments in 200+ markets, 130+ currencies, and 30+ payment methods with a single, developer-friendly platform."

  Hybrid · public pricing · self-serve

• Adyen

  "One platform for payments, data, and financial products. Built to scale with the world's leading businesses."

  Sales-led · public pricing · self-serve

• Razorpay

  "India's All-in-One Finance Platform" that helps businesses accept payments, make payouts, manage banking, automate payroll, and access credit - all from a single platform.

  Usage · public pricing · self-serve

• Stripe

  Financial infrastructure to grow your revenue.

  Usage · public pricing · self-serve

• Trolley

  "The Payouts Platform for the Internet Economy"

  Hybrid · public pricing · self-serve

• Wise Platform

  "Payments infrastructure to power the world's money" - banks, financial institutions and enterprises can plug into Wise's network to offer cross-border payment, card issuing, and multi-currency account capabilities.

  Usage · public pricing · self-serve

Airwallex Payouts alternatives · Airwallex Payouts vs PayPal Payments · All Payouts & Disbursement APIs APIs

Each field above carries a numbered source - hover for a preview, click to jump here.

1. ↑Description: airwallex.com
2. ↑Pricing model: airwallex.com · airwallex.com
3. ↑Published pricing: airwallex.com
4. ↑Free tier: airwallex.com
5. ↑Self-serve signup: airwallex.com
6. ↑Requires sales call: airwallex.com · airwallex.com
7. ↑Enterprise plan: airwallex.com
8. ↑Regions: airwallex.com · airwallex.com
9. ↑Input types: airwallex.com
10. ↑Webhooks: airwallex.com
11. ↑Sandbox: airwallex.com
12. ↑SDK languages: airwallex.com · airwallex.com
13. ↑MCP server: airwallex.com
14. ↑SOC 2: security.airwallex.com
15. ↑GDPR: security.airwallex.com
16. ↑ISO 27001: security.airwallex.com
17. ↑PCI DSS: security.airwallex.com
18. ↑Published SLA: security.airwallex.com
19. ↑Rate limits: airwallex.com
20. ↑Known restrictions: airwallex.com · airwallex.com

Every field change, who made it, and when - from our audited data pipeline and editors.

1. 2026-06-21 Capabilities: {} → {"multi_rail":true,"fx_included":true,"mass_payments":true,"tax_compliance":tru…
2. 2026-06-21 Summary Md: (none) → Airwallex Payouts is a REST API for programmatic domestic and international dis…
3. 2026-06-21 Score Agent Friendliness: (none) → 75
4. 2026-06-21 Score Pricing Transparency: (none) → 0
5. 2026-06-21 Score Setup Speed: (none) → 75
6. 2026-06-21 Score Docs Quality: (none) → 45
7. 2026-06-21 Score Procurement Friction: (none) → 25
8. 2026-06-21 Score Trust Readiness: (none) → 65
9. 2026-06-21 Best For: (none) → Regulated or enterprise workloads - compliance attestations and an enterprise p…
10. 2026-06-21 Avoid If: (none) → You need transparent pricing up front, You want to try it free before paying
11. 2026-06-21 Scoring Methodology: (none) → Scores are computed deterministically from this profile's published, sourced fi…
12. 2026-06-21 Has Structured Data: (none) → Yes
13. 2026-06-21 Robots Allows Agents: (none) → Yes
14. 2026-06-21 API Reference URL: (none) → https://www.airwallex.com/docs/api#/Introduction
15. 2026-06-21 Status Page URL: (none) → https://status.airwallex.com
16. 2026-06-21 Docs URL: (none) → https://dev.airwallex.com/global
17. 2026-06-21 Rendering: (none) → static
18. 2026-06-21 Llms Txt Present: (none) → Yes
19. 2026-06-21 Llms Txt URL: (none) → https://www.airwallex.com/llms.txt
20. 2026-06-21 Self Serve Signup: set to Yes
21. 2026-06-21 Requires Sales Call: set to Yes
22. 2026-06-21 Enterprise Plan Available: set to Yes
23. 2026-06-21 SOC 2: set to type_2
24. 2026-06-21 GDPR: set to Yes
25. 2026-06-21 ISO 27001: set to Yes
26. 2026-06-21 PCI DSS: set to Yes
27. 2026-06-21 SLA Published: set to No
28. 2026-06-21 Data Retention Policy URL: set to https://assets.ctfassets.net/e6wv1zvbwa49/6zfth37fc8aEAq9cbN0H6P/fe47f3216aea57…
29. 2026-06-21 Documented Rate Limits: set to Production: 100 requests/second globally; 20 requests/second per endpoint; 50 c…
30. 2026-06-21 Rate Limit Requests: set to 100
31. 2026-06-21 Rate Limit Window: set to second
32. 2026-06-21 Known Restrictions: set to Holds 60+ global banking/regulatory licenses (MTL/EMI type licenses across juri…
33. 2026-06-21 Auth Methods: set to api_key, oauth2
34. 2026-06-21 Auth Docs URL: set to https://www.airwallex.com/docs/developer-tools/api/manage-api-keys
35. 2026-06-21 API Style: set to rest
36. 2026-06-21 Base URL: set to https://api.airwallex.com/api/v1
37. 2026-06-21 API Version: set to 2025-02-14
38. 2026-06-21 Versioning Scheme: set to header
39. 2026-06-21 Stability: set to beta
40. 2026-06-21 MCP URL: set to https://mcp-demo.airwallex.com/developer
41. 2026-06-21 Quickstart URL: set to https://www.airwallex.com/docs/payouts/how-airwallex-payouts-work
42. 2026-06-21 Idempotency Supported: set to Yes
43. 2026-06-21 Error Format: set to vendor-specific
44. 2026-06-21 Webhook Signing: set to hmac_sha256
45. 2026-06-21 Webhook Events URL: set to https://www.airwallex.com/docs/developer-tools/webhooks/listen-for-webhook-even…
46. 2026-06-21 Slug: set to airwallex-payouts
47. 2026-06-21 Launched At: set to 2015-01-01
48. 2026-06-21 Notable Customers: set to Brex, Rippling, Deel, TikTok, Canva, Navan, Papaya Global, Afterpay, SHEIN, McL…
49. 2026-06-21 Fields Not Found: set to hipaa, minimum_commitment (for Platform API/embedded product specifically), pus…
50. 2026-06-21 Source Confidence: set to high

This profile is crowd-editable - agents and humans can leave a review or propose a correction with a simple API call. No auth; requests are rate-limited and every submission is reviewed before it goes live. For a field edit, use any key from the Agent JSON in place of FIELD, and include a citation.

curl -X POST https://apio.sh/api/feedback/airwallex-payouts \
  -H 'Content-Type: application/json' \
  -d '{"kind":"review","rating":5,"body":"Your experience with this API…"}'

curl -X POST https://apio.sh/api/suggest/airwallex-payouts/FIELD \
  -H 'Content-Type: application/json' \
  -d '{"value":"corrected value","citations":[{"url":"https://source.example/page","excerpt":"supporting quote"}],"note":"what changed and why"}'

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