Braintree (PayPal)

Best for: Regulated or enterprise workloads - compliance attestations and an enterprise plan; AI agents and automation - an agent-ready surface (MCP / llms.txt); Teams needing broad API coverage out of the box

Avoid if: You need to start building today without contacting sales; You want to try it free before paying

Pricing model

Usage-based [2]paypal.com/us/enterprise/paypal-braintree-fees“No monthly fees, setup fees, gateway fees, or flat monthly costs are mentioned. The fee structure focuses exclusively on per-transaction charges and optional value-added services.”paypal.com/us/enterprise/paypal-braintree-fees“2.89% + 0.29 USD for standard merchants”

Published pricing

✓ Yes [3]paypal.com/us/enterprise/paypal-braintree-fees“Cards & Digital Wallets: 2.89% + 0.29 USD. Venmo: 3.49% + 0.49 USD. ACH standard processing: 0.75% (capped at $5.00 maximum). ACH same-day: 1.5% + 0.10 USD.”

Free tier

✗ No

Self-serve signup

✗ No [4]paypal.com/us/cshelp/article/what-is-paypal-braintree-and-how-do-i-get-started-help1172“You must sign up for a production Braintree account by contacting PayPal's enterprise sales team”developer.paypal.com/braintree/graphql/integration_guides/account_onboarding/“The account onboarding API is only available for select merchants at this time. To use this service, you must complete an initial partner application with PayPal and work with your Account Manager for setup and configuration.”

Requires sales call

✓ Yes [5]paypal.com/us/cshelp/article/what-is-paypal-braintree-and-how-do-i-get-started-help1172“Contact Sales: You must sign up for a production Braintree account by contacting PayPal's enterprise sales team”

Enterprise plan

✓ Yes [6]paypal.com/us/enterprise/paypal-braintree-fees“Custom flat rates, interchange plus pricing, and discounted rates are available for established businesses based on business model and processing volume”

• Hosted checkout
• In-person / POS
• Local payment methods
• Recurring payments
• Marketplace payouts
• Built-in fraud tools

Supported actions

create_charge, hosted_checkout, tokenization, 3ds_authentication, refunds, recurring_payments, split_payments, payouts, in_person_terminal, dispute_management, fraud_screening, multicurrency, apple_pay, google_pay, ach_direct_debit, venmo, vault_payment_methods, webhooks, reporting, account_updater, payment_method_nonce, drop_in_ui, hosted_fields, graphql_api [7]developer.paypal.com/braintree/docs/start/overview“Braintree Direct is a set of tools to accept and process cards, PayPal, and wallets such as Apple Pay, Google Pay, and Venmo (US only).”developer.paypal.com/braintree/docs/guides/3d-secure/overview“a security protocol designed to add an extra layer of security for online transactions”developer.paypal.com/braintree/docs/guides/webhooks/overview“webhooks push information to your destination when important events occur”

Regions

United States, Canada, Europe, Australia, Asia-Pacific, 200+ markets globally [8]developer.paypal.com/braintree/articles/get-started/payment-methods“Apple Pay — Available in US, Canada, Europe, Australia, and APAC regions. Google Pay — Supported in US, Canada, Europe, Australia, and APAC”paypal.com/us/braintree“Send global payouts to 200+ markets in 50+ currencies”

Input types

Visa, Mastercard, American Express, Discover, UnionPay, JCB, Apple Pay, Google Pay, PayPal, Venmo, ACH Direct Debit, iDEAL, Bancontact, SOFORT, Klarna Pay Now, BLIK, P24, EPS, Giropay, Swish, Boleto Bancario, OXXO, MB WAY, Multibanco, BANCOMAT Pay, MyBank, Secure Remote Commerce [9]developer.paypal.com/braintree/docs/guides/local-payment-methods/overview“BLIK, P24, EPS, Klarna Pay Now / SOFORT, Bancontact, iDEAL, Swish, Boleto Bancario, OXXO, MB WAY, Multibanco, BANCOMAT Pay, MyBank”developer.paypal.com/braintree/articles/get-started/payment-methods“ACH Direct Debit: Most merchants in the US can accept ACH Direct Debit transactions; Venmo: Available exclusively to US merchants for mobile and desktop payments”

Output types

JSON, webhook events, hosted checkout page, Drop-in UI, payment nonce, settlement report, dispute notifications, GraphQL responses

Webhooks

✓ Yes [10]developer.paypal.com/braintree/docs/guides/webhooks/overview“webhooks push information to your destination when important events occur. Notifications arrive via HTTPS POST requests to your configured destination URL”

Sandbox / test mode

✓ Yes [11]developer.paypal.com/braintree/docs/start/overview/“The Braintree sandbox allows you to set up a test environment to run transactions using test credit card numbers and explore the functionality of the Braintree gateway.”

SDK languages

Node.js, Python, Ruby, PHP, Java, .NET, JavaScript (browser) [12]developer.paypal.com/braintree/docs/guides/client-sdk/setup/javascript/v3“Android v5, iOS v7, JavaScript v3”developer.paypal.com/braintree/docs/start/hello-server“Braintree supports the following server-side SDK languages: Java, .NET, Node.js, PHP, Python, Ruby”

MCP server

✗ No [13]docs.paypal.ai/developer/tools/ai/mcp-quickstart“The MCP server is PayPal-specific only; there is no mention of Braintree support in the MCP quickstart guide.”

SOC 2

SOC 2 Type II [14]paypal-trustcenter.com“SOC 2 listed in the compliance section. Bridge Letters for all of our SOC reports have been updated through today and are updated on a quarterly basis. Simility achieved SOC 2 Type 2 compliance.”paypal-trustcenter.com“SOC 1 and SOC 2 are both explicitly listed among PayPal's compliance certifications.”

HIPAA

✗ No [15]paypal-trustcenter.com“HIPAA is not listed among PayPal Trust Center compliance certifications.”developer.paypal.com/braintree/articles/risk-and-security/compliance/overview“Compliance documentation covers PCI DSS requirements and data protection laws; HIPAA is not mentioned in Braintree compliance documentation.”

GDPR

✓ Yes [16]developer.paypal.com/braintree/articles/risk-and-security/compliance/data-protection-laws“Data privacy and data security is a priority for Braintree, and we are compliant with data protection legislation in the countries we operate in.”paypal.com/us/legalhub/braintree/data-protection-addendum“For purposes of compliance with the GDPR, PayPal relies on Binding Corporate Rules approved by competent supervisory authorities and other data transfer mechanisms for transfers of Customer Data within the PayPal Group.”

ISO 27001

✓ Yes [17]paypal-trustcenter.com“ISO/IEC 27001 featured in the compliance certifications area.”

PCI DSS

✓ Yes [18]developer.paypal.com/braintree/articles/risk-and-security/compliance/pci-compliance“Braintree is on both Visa's Global Compliant Provider and Mastercard's SDP List”paypal.com/us/braintree“Validated Level 1 PCI DSS compliant service provider. Ready-built payment interfaces meeting SAQ-A PCI compliance validation requirements.”

Published SLA

✗ No [19]paypal.com/us/legalhub/braintree/payment-services-agreement“PayPal does not guarantee continuous or uninterrupted access to the Braintree Payment Services. Additionally, access to the Braintree Payment Services may be restricted for maintenance.”

Known restrictions

PCI DSS Level 1 service provider (listed on Visa Global Compliant Provider and Mastercard SDP list), Venmo available to US merchants only, ACH Direct Debit available to US merchants only, Braintree Marketplace available to US-based master merchants and sub-merchants only, Production merchant accounts require sales team contact and underwriting, Merchants must complete annual PCI SAQ despite Braintree's own PCI Level 1 status, Local payment methods do not support vaulting or recurring transactions, Some business types ineligible per Acceptable Use Policy, Chargeback fee: $15.00 USD per dispute, Transaction fees are non-refundable, ACH standard processing fee capped at $5.00 per transaction [20]developer.paypal.com/braintree/docs/guides/marketplace/overview“Currently available only to US-based master merchants and sub-merchants”developer.paypal.com/braintree/articles/get-started/payment-methods“Venmo — Available for US merchants on iOS, Android, and desktop; ACH Direct Debit — Most merchants in the US can accept ACH Direct Debit transactions”developer.paypal.com/braintree/docs/guides/local-payment-methods/overview“vaulting payment methods and creating recurring transactions are currently not supported with these options”

• Docs
• llms.txt
• Status page

Docs rendering: static · llms.txt present

API style

graphql

Base URL

https://payments.braintree-api.com/graphql

Version

2026-06-01

Versioning

date

Stability

ga

Auth methods

api_key, oauth2

Idempotency keys

✓ Yes

Error format

vendor-specific

Webhook signing

hmac_sha1

SDKs

• Node.js braintree · repo
• Python braintree · repo
• Ruby braintree · repo
• PHP braintree/braintree_php · repo
• Java com.braintreepayments.gateway:braintree-java · repo
• .NET Braintree · repo
• JavaScript (browser) braintree-web · repo

• Auth docs
• Quickstart
• Webhook events
• Deprecation policy

Launched

2007-01-01

GA

2007-01-01

Notable customers

Uber, Airbnb, GitHub, OpenTable, Pinterest, Facebook

• PayPal Payments

  "Accept payments in 200+ markets, 130+ currencies, and 30+ payment methods with a single, developer-friendly platform."

  Hybrid · public pricing · self-serve

• Square Payments

  "Square Payments Built for however you do business" - Square Payments is a comprehensive payment processing solution for in-person, online, and mobile transactions.

  Hybrid · public pricing · self-serve

• Adyen

  "One platform for payments, data, and financial products. Built to scale with the world's leading businesses."

  Sales-led · public pricing · self-serve

• Razorpay

  "India's All-in-One Finance Platform" that helps businesses accept payments, make payouts, manage banking, automate payroll, and access credit - all from a single platform.

  Usage · public pricing · self-serve

• Stripe

  Financial infrastructure to grow your revenue.

  Usage · public pricing · self-serve

• Authorize.net

  "We help make it easy to get paid. It's that simple."

  Hybrid · public pricing · self-serve

Braintree (PayPal) alternatives · Braintree (PayPal) vs PayPal Payments · All Online Card Payment APIs APIs

Each field above carries a numbered source - hover for a preview, click to jump here.

1. ↑Description: paypal.com
2. ↑Pricing model: paypal.com · paypal.com
3. ↑Published pricing: paypal.com
4. ↑Self-serve signup: paypal.com · developer.paypal.com
5. ↑Requires sales call: paypal.com
6. ↑Enterprise plan: paypal.com
7. ↑Supported actions: developer.paypal.com · developer.paypal.com · developer.paypal.com
8. ↑Regions: developer.paypal.com · paypal.com
9. ↑Input types: developer.paypal.com · developer.paypal.com
10. ↑Webhooks: developer.paypal.com
11. ↑Sandbox: developer.paypal.com
12. ↑SDK languages: developer.paypal.com · developer.paypal.com
13. ↑MCP server: docs.paypal.ai
14. ↑SOC 2: paypal-trustcenter.com · paypal-trustcenter.com
15. ↑HIPAA: paypal-trustcenter.com · developer.paypal.com
16. ↑GDPR: developer.paypal.com · paypal.com
17. ↑ISO 27001: paypal-trustcenter.com
18. ↑PCI DSS: developer.paypal.com · paypal.com
19. ↑Published SLA: paypal.com
20. ↑Known restrictions: developer.paypal.com · developer.paypal.com · developer.paypal.com

Every field change, who made it, and when - from our audited data pipeline and editors.

1. 2026-06-21 Capabilities: {} → {"payouts":true,"in_person":true,"recurring":true,"fraud_tools":true,"local_met…
2. 2026-06-21 Summary Md: (none) → Braintree, a PayPal company launched in 2007, is a global payment processing pl…
3. 2026-06-21 Scoring Methodology: (none) → Scores are computed deterministically from this profile's published, sourced fi…
4. 2026-06-21 Score Pricing Transparency: (none) → 70
5. 2026-06-21 Score Setup Speed: (none) → 40
6. 2026-06-21 Score Docs Quality: (none) → 25
7. 2026-06-21 Score Procurement Friction: (none) → 30
8. 2026-06-21 Score Trust Readiness: (none) → 65
9. 2026-06-21 Best For: (none) → Regulated or enterprise workloads - compliance attestations and an enterprise p…
10. 2026-06-21 Avoid If: (none) → You need to start building today without contacting sales, You want to try it f…
11. 2026-06-21 Score Agent Friendliness: (none) → 45
12. 2026-06-21 Rendering: (none) → static
13. 2026-06-21 Has Structured Data: (none) → Yes
14. 2026-06-21 Robots Allows Agents: (none) → Yes
15. 2026-06-21 Status Page URL: (none) → https://status.paypal.com
16. 2026-06-21 Docs URL: (none) → https://developer.paypal.com/home/
17. 2026-06-21 Llms Txt URL: (none) → https://www.paypal.com/llms.txt
18. 2026-06-21 Llms Txt Present: (none) → Yes
19. 2026-06-21 Free Tier Available: set to No
20. 2026-06-21 Self Serve Signup: set to No
21. 2026-06-21 Requires Sales Call: set to Yes
22. 2026-06-21 Enterprise Plan Available: set to Yes
23. 2026-06-21 SOC 2: set to type_2
24. 2026-06-21 HIPAA: set to No
25. 2026-06-21 GDPR: set to Yes
26. 2026-06-21 ISO 27001: set to Yes
27. 2026-06-21 PCI DSS: set to Yes
28. 2026-06-21 SLA Published: set to No
29. 2026-06-21 Data Retention Policy URL: set to https://www.paypal.com/uk/legalhub/braintree/braintree-privacy-policy
30. 2026-06-21 Known Restrictions: set to PCI DSS Level 1 service provider (listed on Visa Global Compliant Provider and …
31. 2026-06-21 Auth Methods: set to api_key, oauth2
32. 2026-06-21 Auth Docs URL: set to https://developer.paypal.com/braintree/docs/guides/authorization/overview
33. 2026-06-21 API Style: set to graphql
34. 2026-06-21 Base URL: set to https://payments.braintree-api.com/graphql
35. 2026-06-21 API Version: set to 2026-06-01
36. 2026-06-21 Versioning Scheme: set to date
37. 2026-06-21 Stability: set to ga
38. 2026-06-21 Deprecation Policy URL: set to https://developer.paypal.com/braintree/docs/reference/general/server-sdk-deprec…
39. 2026-06-21 Quickstart URL: set to https://developer.paypal.com/braintree/docs/start/hello-server/
40. 2026-06-21 Idempotency Supported: set to Yes
41. 2026-06-21 Error Format: set to vendor-specific
42. 2026-06-21 Webhook Signing: set to hmac_sha1
43. 2026-06-21 Webhook Events URL: set to https://developer.paypal.com/braintree/docs/reference/general/webhooks/overview
44. 2026-06-21 Requires Verification: set to Yes
45. 2026-06-21 Starting Price Usd: set to 0.29
46. 2026-06-21 Slug: set to braintree
47. 2026-06-21 Launched At: set to 2007-01-01
48. 2026-06-21 GA Date: set to 2007-01-01
49. 2026-06-21 Notable Customers: set to Uber, Airbnb, GitHub, OpenTable, Pinterest, Facebook
50. 2026-06-21 Fields Not Found: set to specific settlement timing/payout schedule, exact list of merchant-eligible cou…

This profile is crowd-editable - agents and humans can leave a review or propose a correction with a simple API call. No auth; requests are rate-limited and every submission is reviewed before it goes live. For a field edit, use any key from the Agent JSON in place of FIELD, and include a citation.

curl -X POST https://apio.sh/api/feedback/braintree \
  -H 'Content-Type: application/json' \
  -d '{"kind":"review","rating":5,"body":"Your experience with this API…"}'

curl -X POST https://apio.sh/api/suggest/braintree/FIELD \
  -H 'Content-Type: application/json' \
  -d '{"value":"corrected value","citations":[{"url":"https://source.example/page","excerpt":"supporting quote"}],"note":"what changed and why"}'

All the ways to contribute →