dLocal

Best for: Teams needing broad API coverage out of the box

Avoid if: You need transparent pricing up front; You want to try it free before paying; You have strict compliance requirements

Pricing model

Contact sales [2]dlocal.com/contact-sales/“dLocal's team collaborates with you to create a commercial agreement tailored to your business needs”dlocal.com/faqs/faqs-solutions/“fees include a percentage of each transaction, a spread on exchange rates, and possible interest on installment payments. Additional costs may include a chargeback protection fee, advanced settlement fees for shorter settlement periods, and a fee for settlements under a certain amount. Setup and monthly account management fees, as well as negotiated minimum fees based on expected transaction volumes.”

Published pricing

✗ No [3]dlocal.com/faqs/faqs-solutions/“The page does not provide specific percentage rates, fixed fee amounts, or detailed FX markup percentages. Interested parties are directed to contact dLocal's sales team for customized pricing based on their business requirements and expected transaction volumes.”

Free tier

✗ No

Self-serve signup

✓ Yes [4]docs.dlocal.com/docs/get-started“Visit the Dashboard sign-up page and Fill in your business details and contact information. After email verification and password setup, you can immediately access sandbox credentials in the Integration section.”

Requires sales call

✓ Yes [5]docs.dlocal.com/docs/get-api-credentials“account creation allows you to test payments but does not guarantee that you will be able to process live payments until the account is activated.”

Enterprise plan

✓ Yes

• Global coverage
• Mass payments
• Multi-rail
• Built-in FX
• Recipient onboarding

Supported actions

create_payout, batch_payouts, mass_payments, fx_conversion, recipient_onboarding, webhooks, local_rails, wallet_payout, multicurrency, crypto_payouts, payout_status_check, sandbox_testing, invoice_collection, fraud_management

Regions

Brazil, Mexico, Argentina, Colombia, Chile, Peru, Ecuador, Paraguay, Bolivia, Costa Rica, Guatemala, Honduras, Panama, Uruguay, Dominican Republic, Nigeria, Egypt, Kenya, South Africa, UAE, Saudi Arabia, Morocco, Ghana, Tunisia, Uganda, Rwanda, Senegal, Tanzania, Cameroon, Ivory Coast, Turkey, India, Indonesia, Philippines, Vietnam, Thailand, Malaysia, Pakistan, Bangladesh, China, Japan, Sri Lanka, Algeria, 60+ countries total across Africa & Middle East (33 countries), Asia (10 countries), Latin America (17 countries) [6]dlocal.com“60+ countries across three regions: Africa & Middle East, Asia, Latin America”docs.dlocal.com/docs/overview-payouts-v3“dLocal provides coverage across three major regions: Africa and the Middle East: 33 countries; Asia: 10 countries including India, Indonesia, Philippines, Vietnam, Thailand, Malaysia, Bangladesh, Pakistan, Sri Lanka, and Japan; Latin America: 17 countries”

Input types

bank transfer, local bank rails, digital wallets (GoPay, M-Pesa, GCash, Yape), real-time payments (Pix, DuitNow, Bre-B), mobile money, cash payments, stablecoins (USDT, USDC), credit/debit card payouts (Visa/Mastercard) [7]dlocal.com/payments/stablecoins/“USDT: Binance Smart Chain (BEP20), Ethereum (ERC20), Polygon, Tron (TRC20); USDC: Arbitrum, Base, Binance Smart Chain (BEP20), Ethereum (ERC20), Polygon, Solana”dlocal.com/our-solution/payouts/“Local bank transfers, eWallets & mobile money, Credit/debit card payouts (VISA/Mastercard), Real-time payment systems, Local currency processing with dynamic FX conversion”

Output types

JSON, webhook events, payment status notifications, daily payout reports via SFTP, reconciliation reports, payout confirmation

Webhooks

✓ Yes [8]docs.dlocal.com/docs/integrate-payouts“Once the transfer is confirmed by the bank, dLocal will send a notification to your merchant notification URL informing you of the result code of the transaction.”

Sandbox / test mode

✓ Yes [9]docs.dlocal.com/docs/make-a-test-payment“The dLocal Sandbox is a test environment mirroring production. you can safely simulate payments, check API behavior, and trigger webhooks without processing real transactions.”

SDK languages

Android (Mobile Checkout), iOS (Mobile Checkout), Android (Direct), iOS (Direct) [10]github.com/dlocal“dlocal-direct-ios-sdk (Swift), dlocal-direct-android-sdk, mobile-checkout-sdk-ios (Swift), mobile-checkout-sdk-android, data-collector-sdk-ios (Swift), data-collector-sdk-android (Kotlin)”

MCP server

✗ No

SOC 2

– Unknown [11]docs.dlocal.com/docs/pci-compliance“dLocal maintains PCI Level 1 certification, which merchants can leverage to support their own compliance requirements.”

HIPAA

– Unknown [12]docs.dlocal.com/docs/pci-compliance“dLocal maintains PCI Level 1 certification, which merchants can leverage to support their own compliance requirements.”

GDPR

✓ Yes [13]dlocal.com/legal/privacy-hub/“UK and EEA Privacy Notice is available and has been recently updated; the hub covers privacy notices tailored to multiple jurisdictions including UK and EEA (GDPR-governed regions)”dlocal.com/legal/regulatory-disclosure/“authorised and regulated by the MFSA as Electronic Money Issuer (EMI) and Payments Institution (PI) under the Financial Institutions Act and EU Payments Directive (Dlocal Ltd)”

ISO 27001

– Unknown [14]dlocal.com/legal/regulatory-disclosure/“Dlocal Ltd (Malta): authorised and regulated by the MFSA as Electronic Money Issuer (EMI) and Payments Institution (PI). Registration: C77538”

PCI DSS

✓ Yes [15]docs.dlocal.com/docs/pci-compliance“dLocal maintains PCI Level 1 certification, which merchants can leverage to support their own compliance requirements.”

Published SLA

✗ No [16]dlocal.statuspage.io“No explicit SLA commitments or service level agreements are documented. The page displays historical uptime metrics (showing 100.0% uptime over 90 days) but these are reported statistics rather than guaranteed commitments.”

Known restrictions

Requires merchant account activation and sales approval before processing live payments (sandbox is self-serve but production requires sign-off), Pricing is negotiated per-volume and per-country; not published (contact sales only); FAQ confirms fees include a percentage of each transaction plus FX spread, setup fees, and negotiated minimums but no rates are disclosed, FX conversion spread applied on currency conversions (exact percentage not published), Operates under multiple regulated EMI/MSB/PI licenses: MFSA Malta EMI (C77538), FinCEN MSB USA, FCA Authorised Payment Institution UK, CBN Nigeria, Banco Central do Brasil, Enterprise focus: targets companies managing significant payment volumes; not designed for low-volume or individual senders, Stablecoin payouts subject to Travel Rule compliance, Country-specific mandatory compliance fields required in API requests depending on local banking regulations [17]dlocal.com/legal/regulatory-disclosure/“Dlocal Ltd (Malta): authorised and regulated by the MFSA as Electronic Money Issuer (EMI) and Payments Institution (PI). Registration: C77538; Dlocal OpCo UK Ltd: regulated by the Financial Conduct Authority (FCA) as an Authorised Payment Institution (API); Dlocal Corp LLP: Registered as Money Service Business with FinCEN under MSB Registration Number 31000287499547”dlocal.com/faqs/faqs-solutions/“fees include a percentage of each transaction, a spread on exchange rates, and possible interest on installment payments. Additional costs may include a chargeback protection fee, advanced settlement fees for shorter settlement periods, and a fee for settlements under a certain amount.”

• Docs
• API reference

Docs rendering: static

API style

rest

Base URL

https://api.dlocal.com

Version

2.1

Versioning

header

Stability

ga

Auth methods

hmac_signature, oauth2

Idempotency keys

✓ Yes

Error format

vendor-specific

Webhook signing

hmac_sha256

SDKs

• Android (Mobile Checkout) · repo
• iOS (Mobile Checkout) · repo
• Android (Direct) · repo
• iOS (Direct) · repo

• Auth docs
• Quickstart
• Webhook events

Launched

2016-01-01

Notable customers

Amazon, Microsoft, Google, Uber, Spotify, Booking.com, Shopify, Expedia Group, Tripadvisor, Shein, Temu, Zara, Salesforce, Mailchimp

• PayPal Payments

  "Accept payments in 200+ markets, 130+ currencies, and 30+ payment methods with a single, developer-friendly platform."

  Hybrid · public pricing · self-serve

• Adyen

  "One platform for payments, data, and financial products. Built to scale with the world's leading businesses."

  Sales-led · public pricing · self-serve

• Razorpay

  "India's All-in-One Finance Platform" that helps businesses accept payments, make payouts, manage banking, automate payroll, and access credit - all from a single platform.

  Usage · public pricing · self-serve

• Stripe

  Financial infrastructure to grow your revenue.

  Usage · public pricing · self-serve

• Trolley

  "The Payouts Platform for the Internet Economy"

  Hybrid · public pricing · self-serve

• Wise Platform

  "Payments infrastructure to power the world's money" - banks, financial institutions and enterprises can plug into Wise's network to offer cross-border payment, card issuing, and multi-currency account capabilities.

  Usage · public pricing · self-serve

dLocal alternatives · dLocal vs PayPal Payments · All Payouts & Disbursement APIs APIs

Each field above carries a numbered source - hover for a preview, click to jump here.

1. ↑Description: dlocal.com
2. ↑Pricing model: dlocal.com · dlocal.com
3. ↑Published pricing: dlocal.com
4. ↑Self-serve signup: docs.dlocal.com
5. ↑Requires sales call: docs.dlocal.com
6. ↑Regions: dlocal.com · docs.dlocal.com
7. ↑Input types: dlocal.com · dlocal.com
8. ↑Webhooks: docs.dlocal.com
9. ↑Sandbox: docs.dlocal.com
10. ↑SDK languages: github.com
11. ↑SOC 2: docs.dlocal.com
12. ↑HIPAA: docs.dlocal.com
13. ↑GDPR: dlocal.com · dlocal.com
14. ↑ISO 27001: dlocal.com
15. ↑PCI DSS: docs.dlocal.com
16. ↑Published SLA: dlocal.statuspage.io
17. ↑Known restrictions: dlocal.com · dlocal.com

Every field change, who made it, and when - from our audited data pipeline and editors.

1. 2026-06-21 Capabilities: {} → {"multi_rail":true,"fx_included":true,"mass_payments":true,"global_coverage":tr…
2. 2026-06-21 Summary Md: (none) → dLocal is a REST API platform for cross-border mass payouts to partners, suppli…
3. 2026-06-21 Score Setup Speed: (none) → 75
4. 2026-06-21 Score Procurement Friction: (none) → 25
5. 2026-06-21 Score Trust Readiness: (none) → 25
6. 2026-06-21 Best For: (none) → Teams needing broad API coverage out of the box
7. 2026-06-21 Avoid If: (none) → You need transparent pricing up front, You want to try it free before paying, Y…
8. 2026-06-21 Scoring Methodology: (none) → Scores are computed deterministically from this profile's published, sourced fi…
9. 2026-06-21 Score Agent Friendliness: (none) → 30
10. 2026-06-21 Score Pricing Transparency: (none) → 0
11. 2026-06-21 Score Docs Quality: (none) → 35
12. 2026-06-21 API Reference URL: (none) → https://docs.dlocal.com/reference/api
13. 2026-06-21 Docs URL: (none) → https://docs.dlocal.com/
14. 2026-06-21 Robots Allows Agents: (none) → Yes
15. 2026-06-21 Rendering: (none) → static
16. 2026-06-21 Has Structured Data: (none) → No
17. 2026-06-21 Pricing Model: set to contact_sales
18. 2026-06-21 Has Published Pricing: set to No
19. 2026-06-21 Free Tier Available: set to No
20. 2026-06-21 Self Serve Signup: set to Yes
21. 2026-06-21 Requires Sales Call: set to Yes
22. 2026-06-21 Enterprise Plan Available: set to Yes
23. 2026-06-21 GDPR: set to Yes
24. 2026-06-21 PCI DSS: set to Yes
25. 2026-06-21 SLA Published: set to No
26. 2026-06-21 Known Restrictions: set to Requires merchant account activation and sales approval before processing live …
27. 2026-06-21 Auth Methods: set to hmac_signature, oauth2
28. 2026-06-21 Auth Docs URL: set to https://docs.dlocal.com/docs/generate-signature
29. 2026-06-21 API Style: set to rest
30. 2026-06-21 Base URL: set to https://api.dlocal.com
31. 2026-06-21 API Version: set to 2.1
32. 2026-06-21 Versioning Scheme: set to header
33. 2026-06-21 Stability: set to ga
34. 2026-06-21 Quickstart URL: set to https://docs.dlocal.com/docs/get-started
35. 2026-06-21 Idempotency Supported: set to Yes
36. 2026-06-21 Error Format: set to vendor-specific
37. 2026-06-21 Webhook Signing: set to hmac_sha256
38. 2026-06-21 Webhook Events URL: set to https://docs.dlocal.com/reference/notification-parameters-payouts-v3
39. 2026-06-21 Slug: set to dlocal
40. 2026-06-21 Launched At: set to 2016-01-01
41. 2026-06-21 Notable Customers: set to Amazon, Microsoft, Google, Uber, Spotify, Booking.com, Shopify, Expedia Group, …
42. 2026-06-21 Fields Not Found: set to soc2, hipaa, iso_27001, documented_rate_limits, minimum_commitment, free_tier_d…
43. 2026-06-21 Source Confidence: set to high
44. 2026-06-21 Extractor: set to claude-subagent:sonnet
45. 2026-06-21 Last Verified At: set to 2026-06-21T00:00:00.000Z
46. 2026-06-21 Status: set to published
47. 2026-06-21 Requires Verification: set to Yes
48. 2026-06-21 Name: set to dLocal
49. 2026-06-21 Vendor ID: set to 826ac143-dbcf-476a-834f-fb013281b329
50. 2026-06-21 Website URL: set to https://dlocal.com

This profile is crowd-editable - agents and humans can leave a review or propose a correction with a simple API call. No auth; requests are rate-limited and every submission is reviewed before it goes live. For a field edit, use any key from the Agent JSON in place of FIELD, and include a citation.

curl -X POST https://apio.sh/api/feedback/dlocal \
  -H 'Content-Type: application/json' \
  -d '{"kind":"review","rating":5,"body":"Your experience with this API…"}'

curl -X POST https://apio.sh/api/suggest/dlocal/FIELD \
  -H 'Content-Type: application/json' \
  -d '{"value":"corrected value","citations":[{"url":"https://source.example/page","excerpt":"supporting quote"}],"note":"what changed and why"}'

All the ways to contribute →