Thunes

Best for: Teams needing broad API coverage out of the box

Avoid if: You need to start building today without contacting sales; You need transparent pricing up front; You want to try it free before paying

Pricing model

Contact sales [2]thunes.com/legal-thunes-terms/“Fees may be based on assumptions that you will submit an aggregate minimum number of Transactions per calendar month (Minimum Volume) and/or a minimum number of Transactions per calendar month in specific jurisdictional corridors (Minimum Corridor Commitment), which will be notified to you in writing by Thunes.”thunes.zendesk.com/hc/en-us/articles/17685846230429-How-do-I-check-on-FX-rates-or-transaction-fees“The detailed breakdown of FX rates and transaction fees are available in Thunes Business Hub, where you can access specific pricing for your destination countries.”

Published pricing

✗ No

Free tier

✗ No

Self-serve signup

✗ No

Requires sales call

✓ Yes [3]docs.thunes.com/money-transfer/v2/“Production and Pre-Production available. IPSec VPN or HTTPS connectivity options. Endpoint details provided upon account creation.”

Enterprise plan

✓ Yes

Minimum commitment

Monthly Volume Target and Minimum Corridor Commitment specified per Order Document; Non-Usage Fee charged for months where Monthly Volume Target is not met; Early Termination Fee applies if agreement is cancelled before Initial Term expiry. [4]thunes.com/legal-thunes-terms/“Thunes will charge you a Non-Usage Fee (as set out in the Order Document) for each month that you do not attain the Monthly Volume Target.”thunes.com/legal-thunes-terms/“Where Thunes identifies that the Minimum Volume and/or the Minimum Corridor Commitment has decreased by twenty per cent (20%) or more over a three-month period, Thunes reserves the right to increase the applicable Fees in its sole discretion.”

• Global coverage
• Mass payments
• Built-in FX
• Recipient onboarding

Supported actions

create_payout, create_quotation, confirm_transaction, cancel_transaction, credit_party_lookup, credit_party_verification, get_exchange_rates, list_services, list_payers, list_countries, get_transaction_status, get_balance, get_balance_movements, get_topup_instructions, get_transaction_reports, upload_file_attachment, simulate_transaction_status, create_payment_order, charge_payment_order, refund_payment_order, cancel_payment_order, create_quotation_acc, recipient_onboarding, merchant_onboarding, create_internal_transfer, create_payout_request, webhooks, batch_payouts [5]docs.thunes.com/money-transfer/v2/“Create Quotation, Create Transaction, Confirm Transaction, Retrieve Status, Cancel Transaction, Credit Party Information Lookup, Credit Party Verification, Balance inquiries, Balance movement history, Topup instructions, Daily/periodic transaction reports, Upload supporting documents, Webhook Callbacks”docs.thunes.com/accept/v1/“Create payment orders, Charge authorized payments, Refund charged payments, Cancel payment orders, Create currency conversion quotations, Create internal account transfers, Create withdrawal requests, merchant onboarding”

Regions

140+ countries, Bangladesh, Brazil, Canada, Chile, China, Colombia, Egypt, Ethiopia, Ghana, India, Indonesia, Japan, Kenya, Korea, Malaysia, Mexico, Morocco, Pakistan, Philippines, South Africa, Taiwan, Tanzania, Thailand, Turkey, Uganda, UK, USA, Vietnam, Zambia, SEPA region [6]prnewswire.com/news-releases/thunes-empowers-the-global-economy-with-instant-cross-border-payouts-for-gig-and-remote-workers-302728648.html“12 billion bank accounts, mobile wallets, and stablecoin wallets, across 140 countries, 24/7”thunes.com“Thunes' Direct Global Network reaches more than 130 countries in 80 currencies and over 320 payment methods”

Input types

bank transfer, local bank rails, ACH, Same-Day ACH, RTP (real-time payment rails), SEPA, SWIFT, mobile wallet, push-to-card (Mastercard, Visa, UnionPay), stablecoin wallet (USDC, USDT), open banking, credit/debit card, cash pickup, BNPL [7]prnewswire.com/news-releases/thunes-expands-global-reach-with-launch-of-pay-to-card-solution-connecting-members-to-mastercard-visa-unionpay-302287520.html“Thunes now connects Members of its proprietary Network to 15 billion cards globally, including Mastercard, Visa, and UnionPay, making cross-border payments faster, more efficient, and more accessible than ever before.”prnewswire.com/news-releases/thunes-unlocks-real-time-payments-to-the-us-from-the-rest-of-the-world-302788412.html“USD payouts through Automated Clearing House (ACH), Same-Day ACH, and real-time payment rails”en.wikipedia.org/wiki/Thunes“The platform enables transactions to digital wallets, bank accounts, stablecoin wallets, and cash outlets.”

Output types

JSON, webhook events, payment status, transaction reports (file download), FX rate quotes, balance statements, remittance data

Webhooks

✓ Yes [8]docs.thunes.com/money-transfer/v2/“Webhook Callbacks — POST requests to partner-provided URL on status changes”

Sandbox / test mode

✓ Yes [9]docs.thunes.com/accept/v1/“Environments: Production and Sandbox (test) available”docs.thunes.com/money-transfer/v2/“The API is available in 2 environments: production and pre-production”

SDK languages

Unknown

MCP server

✗ No

SOC 2

– Unknown [10]thunes.com/security/

HIPAA

– Unknown [11]thunes.com/security/

GDPR

✓ Yes [12]thunes.com/privacy-notice/“Thunes has a Privacy Management Program that ensures compliance with the EU and UK General Data Protection Regulations (GDPR), Singapore's Personal Data Protection Act (PDPA), and other privacy regulations.”

ISO 27001

✓ Yes [13]thunes.com/a-fully-compliant-and-regulated-network/“Thunes is certified under ISO 27001 and PCI-DSS, which demonstrate their commitment to industry security standards.”thunes.com“Thunes is licensed in 50 markets and PCI DSS and ISO27001 compliant, and offers industry-leading expertise with advanced risk management capabilities.”

PCI DSS

✓ Yes [14]thunes.com/a-fully-compliant-and-regulated-network/“Thunes is certified under ISO 27001 and PCI-DSS, which demonstrate their commitment to industry security standards.”thunes.com“Thunes is licensed in 50 markets and PCI DSS and ISO27001 compliant, and offers industry-leading expertise with advanced risk management capabilities.”

Published SLA

✗ No [15]docs.thunes.com/money-transfer/v2/“No explicit rate limiting, throttling thresholds, or Service Level Agreements are documented.”

Known restrictions

Requires negotiated enterprise agreement and Order Document before production access, Minimum Volume and Minimum Corridor Commitments apply per agreement; Thunes may increase fees if volume drops 20%+ over 3 months, Money Transmitter Licenses held in all 50 US states; Authorised Payment Institution (UK FCA); Major Payment Institution (MAS Singapore); Payment Institution License (French ACPR); Money Service Operator (Hong Kong) - clients must comply with local AML/KYC requirements, No published per-transaction fees or FX markup rates; pricing is custom negotiated, Sandbox/pre-production access requires account creation (endpoint details provided upon account creation), KYC/AML compliance required: mandatory sender/beneficiary fields for KYC screening, 64-bit integer required for Quotation IDs and Transaction IDs - 32-bit data types will break integrations, Non-Usage Fee charged monthly if Monthly Volume Target is not attained [16]en.wikipedia.org/wiki/Thunes“money transmitter licenses in all 50 US states; Major Payment Institution (Monetary Authority of Singapore); Authorised Payment Institution (UK Financial Conduct Authority); Payment Institution License (French ACPR); Money Service Operator license (Hong Kong)”thunes.com/legal-thunes-terms/“Thunes will charge you a Non-Usage Fee (as set out in the Order Document) for each month that you do not attain the Monthly Volume Target.”

• Docs

API style

rest

Version

v2

Versioning

url

Stability

ga

Auth methods

basic, hmac_signature

Idempotency keys

✗ No

Error format

vendor-specific

Webhook signing

hmac_sha256

• Auth docs
• Quickstart

Launched

2019-01-01

Notable customers

Revolut, PayPal, Grab, Uber, Deliveroo, Remitly, Western Union

• PayPal Payments

  "Accept payments in 200+ markets, 130+ currencies, and 30+ payment methods with a single, developer-friendly platform."

  Hybrid · public pricing · self-serve

• Adyen

  "One platform for payments, data, and financial products. Built to scale with the world's leading businesses."

  Sales-led · public pricing · self-serve

• Razorpay

  "India's All-in-One Finance Platform" that helps businesses accept payments, make payouts, manage banking, automate payroll, and access credit - all from a single platform.

  Usage · public pricing · self-serve

• Stripe

  Financial infrastructure to grow your revenue.

  Usage · public pricing · self-serve

• Trolley

  "The Payouts Platform for the Internet Economy"

  Hybrid · public pricing · self-serve

• Wise Platform

  "Payments infrastructure to power the world's money" - banks, financial institutions and enterprises can plug into Wise's network to offer cross-border payment, card issuing, and multi-currency account capabilities.

  Usage · public pricing · self-serve

Thunes alternatives · Thunes vs PayPal Payments · All Payouts & Disbursement APIs APIs

Each field above carries a numbered source - hover for a preview, click to jump here.

1. ↑Description: thunes.com · prnewswire.com
2. ↑Pricing model: thunes.com · thunes.zendesk.com
3. ↑Requires sales call: docs.thunes.com
4. ↑Minimum commitment: thunes.com · thunes.com
5. ↑Supported actions: docs.thunes.com · docs.thunes.com
6. ↑Regions: prnewswire.com · thunes.com
7. ↑Input types: prnewswire.com · prnewswire.com · en.wikipedia.org
8. ↑Webhooks: docs.thunes.com
9. ↑Sandbox: docs.thunes.com · docs.thunes.com
10. ↑SOC 2: thunes.com
11. ↑HIPAA: thunes.com
12. ↑GDPR: thunes.com
13. ↑ISO 27001: thunes.com · thunes.com
14. ↑PCI DSS: thunes.com · thunes.com
15. ↑Published SLA: docs.thunes.com
16. ↑Known restrictions: en.wikipedia.org · thunes.com

Every field change, who made it, and when - from our audited data pipeline and editors.

1. 2026-06-21 Capabilities: {} → {"fx_included":true,"mass_payments":true,"global_coverage":true,"recipient_onbo…
2. 2026-06-21 Summary Md: (none) → Thunes is a REST API for cross-border payouts and payment acceptance, covering …
3. 2026-06-21 Score Pricing Transparency: (none) → 0
4. 2026-06-21 Score Setup Speed: (none) → 25
5. 2026-06-21 Score Docs Quality: (none) → 15
6. 2026-06-21 Score Trust Readiness: (none) → 40
7. 2026-06-21 Best For: (none) → Teams needing broad API coverage out of the box
8. 2026-06-21 Avoid If: (none) → You need to start building today without contacting sales, You need transparent…
9. 2026-06-21 Scoring Methodology: (none) → Scores are computed deterministically from this profile's published, sourced fi…
10. 2026-06-21 Score Procurement Friction: (none) → 0
11. 2026-06-21 Score Agent Friendliness: (none) → 10
12. 2026-06-21 Docs URL: (none) → https://docs.thunes.com/
13. 2026-06-21 Sandbox Available: set to Yes
14. 2026-06-21 SDK Languages: set to (none)
15. 2026-06-21 SDK Packages: set to (none)
16. 2026-06-21 MCP Server Available: set to No
17. 2026-06-21 Pricing Model: set to contact_sales
18. 2026-06-21 Has Published Pricing: set to No
19. 2026-06-21 Free Tier Available: set to No
20. 2026-06-21 Minimum Commitment: set to Monthly Volume Target and Minimum Corridor Commitment specified per Order Docum…
21. 2026-06-21 Self Serve Signup: set to No
22. 2026-06-21 Requires Sales Call: set to Yes
23. 2026-06-21 Enterprise Plan Available: set to Yes
24. 2026-06-21 GDPR: set to Yes
25. 2026-06-21 ISO 27001: set to Yes
26. 2026-06-21 PCI DSS: set to Yes
27. 2026-06-21 SLA Published: set to No
28. 2026-06-21 Known Restrictions: set to Requires negotiated enterprise agreement and Order Document before production a…
29. 2026-06-21 Auth Methods: set to basic, hmac_signature
30. 2026-06-21 Auth Docs URL: set to https://docs.thunes.com/money-transfer/v2/
31. 2026-06-21 API Style: set to rest
32. 2026-06-21 API Version: set to v2
33. 2026-06-21 Versioning Scheme: set to url
34. 2026-06-21 Stability: set to ga
35. 2026-06-21 Quickstart URL: set to https://docs.thunes.com/money-transfer/v2/
36. 2026-06-21 Idempotency Supported: set to No
37. 2026-06-21 Slug: set to thunes
38. 2026-06-21 Webhook Signing: set to hmac_sha256
39. 2026-06-21 Requires Verification: set to Yes
40. 2026-06-21 Launched At: set to 2019-01-01
41. 2026-06-21 Notable Customers: set to Revolut, PayPal, Grab, Uber, Deliveroo, Remitly, Western Union
42. 2026-06-21 Fields Not Found: set to soc2, hipaa, documented_rate_limits, sdk_languages, mcp_server_available, free_…
43. 2026-06-21 Source Confidence: set to high
44. 2026-06-21 Extractor: set to claude-subagent:sonnet
45. 2026-06-21 Last Verified At: set to 2026-06-21T00:00:00.000Z
46. 2026-06-21 Status: set to published
47. 2026-06-21 Error Format: set to vendor-specific
48. 2026-06-21 Name: set to Thunes
49. 2026-06-21 Vendor ID: set to cbacd845-dac3-4851-a1e7-da013cfc4d82
50. 2026-06-21 Website URL: set to https://www.thunes.com

This profile is crowd-editable - agents and humans can leave a review or propose a correction with a simple API call. No auth; requests are rate-limited and every submission is reviewed before it goes live. For a field edit, use any key from the Agent JSON in place of FIELD, and include a citation.

curl -X POST https://apio.sh/api/feedback/thunes \
  -H 'Content-Type: application/json' \
  -d '{"kind":"review","rating":5,"body":"Your experience with this API…"}'

curl -X POST https://apio.sh/api/suggest/thunes/FIELD \
  -H 'Content-Type: application/json' \
  -d '{"value":"corrected value","citations":[{"url":"https://source.example/page","excerpt":"supporting quote"}],"note":"what changed and why"}'

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