Best Payout APIs with Tax Compliance
Payout platforms that collect payee tax forms and handle 1099 and DAC7 reporting for the internet economy.
Our pick: Trolley
Trolley is a payouts platform targeting marketplaces, creator platforms, affiliate networks, gig economy apps, and royalty-paying music services, with coverage across 210+ countries and territories. Its REST API handles recipient onboarding with KYC/KYB, batch payments, invoice generation, and tax form collection, with SDKs for JavaScript, Python, Ruby, PHP, Java, and C#. Pricing starts at $1.00 per payout with a $2,399/year base fee on the Standard plan, and a 2% FX margin applies to currency conversions. The platform holds SOC 2 Type II and PCI DSS certifications, is GDPR compliant, and operates under money transmitter licenses across 24 US states as well as FCA, DNB, AUSTRAC, and FINTRAC registrations.
Best for: Regulated or enterprise workloads - compliance attestations and an enterprise plan; AI agents and automation - an agent-ready surface (MCP / llms.txt); Teams needing broad API coverage out of the box.
Avoid if: You want to try it free before paying
Best for…
Ranked (5)
#1 Trolley
66 / 100- Best overall
- Best for enterprise
- Best for agents
Trolley is a payouts platform targeting marketplaces, creator platforms, affiliate networks, gig economy apps, and royalty-paying music services, with coverage across 210+ countries and territories. Its REST API handles recipient onboarding with KYC/KYB, batch payments, invoice generation, and tax form collection, with SDKs for JavaScript, Python, Ruby, PHP, Java, and C#. Pricing starts at $1.00 per payout with a $2,399/year base fee on the Standard plan, and a 2% FX margin applies to currency conversions. The platform holds SOC 2 Type II and PCI DSS certifications, is GDPR compliant, and operates under money transmitter licenses across 24 US states as well as FCA, DNB, AUSTRAC, and FINTRAC registrations.
PricingHybrid · from $1 payout · free tier ✗TrustSOC 2 Type II · GDPR · PCI DSSDoesUsed byEnvato, Canva, SoundCloud, BugcrowdAvoid ifYou want to try it free before paying#2 Airwallex Payouts
48 / 100Airwallex Payouts is a REST API for programmatic domestic and international disbursements, covering use cases from marketplace seller payouts and freelancer payments to global payroll and cross-border withdrawals. It reaches 200+ countries and regions across 90+ currencies, using local clearing rails in 120+ countries alongside SWIFT, ACH, and SEPA. Pricing is not published and requires a sales conversation; SWIFT transfers cost $15 to $25 each, and FX conversion carries a 0.5% to 1% markup over interbank rates. The API supports API key and OAuth2 auth, webhooks, idempotency, and a sandbox, with SDKs for Node.js, iOS, Android, Flutter, and React Native.
PricingSales-led · free tier ✗TrustSOC 2 Type II · GDPR · ISO 27001 · PCI DSSDoesUsed byBrex, Rippling, Deel, TikTokAvoid ifYou need transparent pricing up front#3 Payoneer
46 / 100Payoneer is a cross-border payments platform, launched in 2005, built for marketplaces, platforms, and businesses that need to pay contractors, sellers, or suppliers across 190+ countries via batch payouts, local bank transfers, ACH, SWIFT, and e-wallet disbursements. Its REST API uses OAuth2, supports webhooks and idempotency, offers a sandbox, and ships a Node.js SDK, though Mass Payout API access requires prior partnership approval. Pricing is usage-based with published rates, including FX fees of 1.2% to 4% depending on corridor. The platform holds SOC 2 Type II, PCI DSS, and GDPR certifications, and counts eBay, Airbnb, Fiverr, and Walmart among its notable customers.
PricingUsage · free tier ✗TrustSOC 2 Type II · GDPR · PCI DSSDoesUsed byeBay, Airbnb, Walmart, FiverrAvoid ifYou want to try it free before paying#4 Tipalti
44 / 100Tipalti is a REST API for global mass payments and accounts payable automation, covering payouts to marketplace sellers, contractors, affiliates, gig workers, and publishers across 200-plus countries via ACH, SEPA, SWIFT wire, PayPal, check, and prepaid debit card. Plans start at $99/month for accounts payable and $249/month for mass payments, though per-transaction fees and FX markups require a sales conversation, and onboarding is not self-serve. The platform holds SOC 2 Type II, PCI DSS, and GDPR certifications, and screens all payees against OFAC and sanctions lists as a licensed U.S. money transmitter. Sandbox access, webhooks, and SDKs for Python, Ruby, and Elixir are available.
PricingHybrid · free tier ✗TrustSOC 2 Type II · GDPR · PCI DSSDoesUsed byPubMatic, Zola, Cybereason, ManyPetsAvoid ifYou need to start building today without contacting sales#5 Routable
42 / 100- Broadest surface
Routable is a REST API for mass payout operations, targeting marketplaces, gig platforms, and accounts payable teams that need to disburse funds to contractors, sellers, creators, and suppliers across 220-plus countries. Pricing starts at $1,250 per month (Growth plan, up to 1,000 vendors) with a sales-call requirement and no self-serve signup. The API supports ACH, RTP, FedNow, check, SWIFT, and local bank transfers, with webhooks, idempotency, a sandbox environment, and SOC 2 Type II and GDPR compliance. Customers include Ticketmaster and RE/MAX.
PricingHybrid · free tier ✗TrustSOC 2 Type II · GDPRDoesUsed byTicketmaster, RE/MAX, Fora Travel, VehoAvoid ifYou need to start building today without contacting sales