Payoneer

Best for: Regulated or enterprise workloads - compliance attestations and an enterprise plan; AI agents and automation - an agent-ready surface (MCP / llms.txt); Teams needing broad API coverage out of the box

Avoid if: You want to try it free before paying

Pricing model

Usage-based [2]payoneer.com/about/pricing/“fees depend on payment type, payment method, currency, and payment corridor”

Published pricing

✓ Yes [3]payoneer.com/about/pricing/“Non-local currency: 1% (minimum fee of 1.00 USD or equivalent); Credit card: Up to 3.99% + 0.49 USD or equivalent; Same country: Up to 4.00 USD / EUR / GBP; International transfers: 1.2% – 4%”

Free tier

✗ No [4]payoneer.com/about/pricing/“Annual fee applies only if account receives less than $6,000 USD in 12 months ($29.95 USD)”

Self-serve signup

✓ Yes [5]developer.sandbox.payoneer.com/psd2/get-started“Create a free developer account... Get started building right away”

Requires sales call

✓ Yes [6]payoneer.com/integration-partnerships/“Partnerships can start anywhere”postman.com/payoneerdocs/payoneer-mass-payout-api/documentation/hr4ub7m/payoneer-mass-payout-api“Authentication uses OAuth2 bearer tokens via the client credentials flow, with credentials issued after an integration partnership is approved.”

Enterprise plan

✓ Yes

• Global coverage
• Mass payments
• Tax compliance
• Multi-rail
• Built-in FX
• Recipient onboarding

Supported actions

mass_payouts, batch_payouts, payee_registration, payee_account_approval, fund_transfers, multi_currency_accounts, fx_conversion, local_bank_transfer, swift_transfer, ach_transfer, ewallet_payout, tax_form_collection, 1099_collection, w8_w9_collection, 1042_filing, kyc_kyb, recipient_onboarding, webhooks, checkout_payments, billing, working_capital, card_issuance [7]payoneer.com/developers/“Mass Payout API – Handles payee registration, account approval, and fund transfers for mass payouts”payoneer.com/marketplace/collect-1099-tax-forms/“Including W8, W9, 1099MISC, 1099NEC, 1099K, 1042, and 1042-S services”

Regions

190+ countries and territories [8]payoneer.com/marketplace/mass-payouts-platform/“payees in 190+ countries and territories”payoneer.com/marketplace/mass-payouts-platform/“Pay in 190+ countries”

Input types

ACH, SWIFT wire, local bank rails, Payoneer account transfer, eWallet, credit card [9]payoneer.com/resources/business/payoneer-swift-ach-transfers/“Payoneer supports three main payment channels: SWIFT transfers for international payments, ACH transfers for U.S. domestic payments, and local receiving accounts in over 10 currencies”payoneer.com/marketplace/mass-payouts-platform/“receive the funds straight into their Payoneer account, local bank account or eWallet”

Output types

Payoneer account deposit, local bank transfer, eWallet payout, prepaid Mastercard [10]payoneer.com/marketplace/mass-payouts-platform/“receive the funds straight into their Payoneer account, local bank account or eWallet”payoneer.com/commercial-card/“The Payoneer card is a physical or virtual business credit card that you can associate with the USD, EUR, GBP, or CAD balances in your Payoneer account.”

Webhooks

✓ Yes [11]payoneer.com/resources/business/payoneer-integration-api-marketplace-solutions/“Webhook support for real-time notifications about changes in payout statuses”

Sandbox / test mode

✓ Yes [12]developer.sandbox.payoneer.com/psd2/get-started“a self-contained environment in which 3rd party platforms can prototype and test their integration with Payoneer systems”

SDK languages

Node.js

MCP server

✗ No

SOC 2

SOC 2 Type II [13]payoneer.com/about/security-center/“SOC 2 Type II and SOC 1 Type II assessment conducted by independent audit firm in accordance with American Institute of Certified Public Accountants”

HIPAA

– Unknown [14]payoneer.com/about/security-center/“PCI DSS level 1 certified SOC 2 Type II and SOC 1 Type II assessment conducted by independent audit firm in accordance with American Institute of Certified Public Accountants”

GDPR

✓ Yes [15]payoneer.com/legal/privacy-policy/“For the purposes of the General Data Protection Regulation ("GDPR"), the data controller is Payoneer Europe Limited”payoneer.com/legal/controller-to-controller-data-processing-addendum-partnerships/“EU General Data Protection Regulation 2016/679 of the European Parliament and of the Council ("GDPR")”

ISO 27001

– Unknown [16]payoneer.com/about/security-center/“PCI DSS level 1 certified SOC 2 Type II and SOC 1 Type II assessment conducted by independent audit firm in accordance with American Institute of Certified Public Accountants”

PCI DSS

✓ Yes [17]payoneer.com/about/security-center/“PCI DSS level 1 certified”

Published SLA

✗ No [18]payoneer.com/about/security-center/“PCI DSS level 1 certified SOC 2 Type II and SOC 1 Type II assessment conducted by independent audit firm in accordance with American Institute of Certified Public Accountants”

Known restrictions

Mass Payout API access requires partnership approval from Payoneer; credentials issued after partnership is approved, Payoneer holds money transmitter licenses in 48 US states and is registered as a Money Services Business (MSB) with FinCEN, Payoneer Europe Limited holds FCA e-money institution (EMI) license and issues Payoneer Business Premium Debit Mastercard under Mastercard license, Annual account fee of $29.95 USD applies if account receives less than $6,000 USD equivalent in 12 months (waived first year), FX withdrawal fee of 1.2%–4% for international transfers (range depends on corridor), Credit card payments carry up to 3.99% + $0.49 fee, Non-local currency receiving fee of 1% (minimum $1.00 USD), Cards not available for customers with postal address in Russia or India [19]payoneer.com/resources/business/money-transmitter-licenses/“heavily regulated and licensed in 48 states”payoneer.com/commercial-card/“Due to changes in local regulations, Payoneer can no longer issue and support cards for customers with a postal or actual address in the Russian Federation and India.”payoneer.com/about/pricing/“International transfers: 1.2% – 4%”

• Docs
• llms.txt
• Status page

Docs rendering: static · llms.txt present

API style

rest

Version

v4

Versioning

url

Stability

ga

Auth methods

oauth2

Idempotency keys

✓ Yes

Error format

vendor-specific

SDKs

• Node.js · repo

• Auth docs
• Quickstart

Launched

2005-01-01

Notable customers

eBay, Airbnb, Walmart, Fiverr, Google, Taboola

• PayPal Payments

  "Accept payments in 200+ markets, 130+ currencies, and 30+ payment methods with a single, developer-friendly platform."

  Hybrid · public pricing · self-serve

• Adyen

  "One platform for payments, data, and financial products. Built to scale with the world's leading businesses."

  Sales-led · public pricing · self-serve

• Razorpay

  "India's All-in-One Finance Platform" that helps businesses accept payments, make payouts, manage banking, automate payroll, and access credit - all from a single platform.

  Usage · public pricing · self-serve

• Stripe

  Financial infrastructure to grow your revenue.

  Usage · public pricing · self-serve

• Trolley

  "The Payouts Platform for the Internet Economy"

  Hybrid · public pricing · self-serve

• Wise Platform

  "Payments infrastructure to power the world's money" - banks, financial institutions and enterprises can plug into Wise's network to offer cross-border payment, card issuing, and multi-currency account capabilities.

  Usage · public pricing · self-serve

Payoneer alternatives · Payoneer vs PayPal Payments · All Payouts & Disbursement APIs APIs

Each field above carries a numbered source - hover for a preview, click to jump here.

1. ↑Description: payoneer.com
2. ↑Pricing model: payoneer.com
3. ↑Published pricing: payoneer.com
4. ↑Free tier: payoneer.com
5. ↑Self-serve signup: developer.sandbox.payoneer.com
6. ↑Requires sales call: payoneer.com · postman.com
7. ↑Supported actions: payoneer.com · payoneer.com
8. ↑Regions: payoneer.com · payoneer.com
9. ↑Input types: payoneer.com · payoneer.com
10. ↑Output types: payoneer.com · payoneer.com
11. ↑Webhooks: payoneer.com
12. ↑Sandbox: developer.sandbox.payoneer.com
13. ↑SOC 2: payoneer.com
14. ↑HIPAA: payoneer.com
15. ↑GDPR: payoneer.com · payoneer.com
16. ↑ISO 27001: payoneer.com
17. ↑PCI DSS: payoneer.com
18. ↑Published SLA: payoneer.com
19. ↑Known restrictions: payoneer.com · payoneer.com · payoneer.com

Every field change, who made it, and when - from our audited data pipeline and editors.

1. 2026-06-21 Capabilities: {} → {"multi_rail":true,"fx_included":true,"mass_payments":true,"tax_compliance":tru…
2. 2026-06-21 Summary Md: (none) → Payoneer is a cross-border payments platform, launched in 2005, built for marke…
3. 2026-06-21 Score Pricing Transparency: (none) → 45
4. 2026-06-21 Score Setup Speed: (none) → 65
5. 2026-06-21 Score Docs Quality: (none) → 25
6. 2026-06-21 Score Procurement Friction: (none) → 45
7. 2026-06-21 Score Trust Readiness: (none) → 50
8. 2026-06-21 Best For: (none) → Regulated or enterprise workloads - compliance attestations and an enterprise p…
9. 2026-06-21 Avoid If: (none) → You want to try it free before paying
10. 2026-06-21 Scoring Methodology: (none) → Scores are computed deterministically from this profile's published, sourced fi…
11. 2026-06-21 Score Agent Friendliness: (none) → 45
12. 2026-06-21 Has Structured Data: (none) → No
13. 2026-06-21 Robots Allows Agents: (none) → Yes
14. 2026-06-21 Status Page URL: (none) → https://status.payoneer.com
15. 2026-06-21 Docs URL: (none) → https://docs.payoneer.com/
16. 2026-06-21 Rendering: (none) → static
17. 2026-06-21 Llms Txt URL: (none) → https://www.payoneer.com/llms.txt
18. 2026-06-21 Llms Txt Present: (none) → Yes
19. 2026-06-21 Free Tier Available: set to No
20. 2026-06-21 Self Serve Signup: set to Yes
21. 2026-06-21 Requires Sales Call: set to Yes
22. 2026-06-21 Enterprise Plan Available: set to Yes
23. 2026-06-21 SOC 2: set to type_2
24. 2026-06-21 GDPR: set to Yes
25. 2026-06-21 PCI DSS: set to Yes
26. 2026-06-21 SLA Published: set to No
27. 2026-06-21 Data Retention Policy URL: set to https://www.payoneer.com/legal/privacy-policy/
28. 2026-06-21 Known Restrictions: set to Mass Payout API access requires partnership approval from Payoneer; credentials…
29. 2026-06-21 Auth Methods: set to oauth2
30. 2026-06-21 Auth Docs URL: set to https://developer.payoneer.com/docs/mass-payouts-v4-getting-started.html
31. 2026-06-21 API Style: set to rest
32. 2026-06-21 API Version: set to v4
33. 2026-06-21 Versioning Scheme: set to url
34. 2026-06-21 Stability: set to ga
35. 2026-06-21 Quickstart URL: set to https://developer.payoneer.com/docs/mass-payouts-v4-getting-started.html
36. 2026-06-21 Idempotency Supported: set to Yes
37. 2026-06-21 Error Format: set to vendor-specific
38. 2026-06-21 Requires Verification: set to Yes
39. 2026-06-21 Slug: set to payoneer
40. 2026-06-21 Notable Customers: set to eBay, Airbnb, Walmart, Fiverr, Google, Taboola
41. 2026-06-21 Fields Not Found: set to iso_27001, hipaa, documented_rate_limits, sla_published, sdk_languages, mcp_ser…
42. 2026-06-21 Source Confidence: set to high
43. 2026-06-21 Extractor: set to claude-subagent:sonnet
44. 2026-06-21 Last Verified At: set to 2026-06-21T00:00:00.000Z
45. 2026-06-21 Status: set to published
46. 2026-06-21 Launched At: set to 2005-01-01
47. 2026-06-21 Name: set to Payoneer
48. 2026-06-21 Vendor ID: set to d366cd40-4e0d-439f-928e-87b6158cda5b
49. 2026-06-21 Website URL: set to https://www.payoneer.com
50. 2026-06-21 Vendor Description: set to The Payoneer multi-currency account has everything your business needs to pay, …

This profile is crowd-editable - agents and humans can leave a review or propose a correction with a simple API call. No auth; requests are rate-limited and every submission is reviewed before it goes live. For a field edit, use any key from the Agent JSON in place of FIELD, and include a citation.

curl -X POST https://apio.sh/api/feedback/payoneer \
  -H 'Content-Type: application/json' \
  -d '{"kind":"review","rating":5,"body":"Your experience with this API…"}'

curl -X POST https://apio.sh/api/suggest/payoneer/FIELD \
  -H 'Content-Type: application/json' \
  -d '{"value":"corrected value","citations":[{"url":"https://source.example/page","excerpt":"supporting quote"}],"note":"what changed and why"}'

All the ways to contribute →