Best Mass Payout APIs
Payout platforms built for high-volume batch disbursements to sellers, creators, and contractors.
Our pick: Trolley
Trolley is a payouts platform targeting marketplaces, creator platforms, affiliate networks, gig economy apps, and royalty-paying music services, with coverage across 210+ countries and territories. Its REST API handles recipient onboarding with KYC/KYB, batch payments, invoice generation, and tax form collection, with SDKs for JavaScript, Python, Ruby, PHP, Java, and C#. Pricing starts at $1.00 per payout with a $2,399/year base fee on the Standard plan, and a 2% FX margin applies to currency conversions. The platform holds SOC 2 Type II and PCI DSS certifications, is GDPR compliant, and operates under money transmitter licenses across 24 US states as well as FCA, DNB, AUSTRAC, and FINTRAC registrations.
Best for: Regulated or enterprise workloads - compliance attestations and an enterprise plan; AI agents and automation - an agent-ready surface (MCP / llms.txt); Teams needing broad API coverage out of the box.
Avoid if: You want to try it free before paying
Best for…
Ranked (10)
#1 Trolley
66 / 100- Best overall
- Best for enterprise
- Best for agents
Trolley is a payouts platform targeting marketplaces, creator platforms, affiliate networks, gig economy apps, and royalty-paying music services, with coverage across 210+ countries and territories. Its REST API handles recipient onboarding with KYC/KYB, batch payments, invoice generation, and tax form collection, with SDKs for JavaScript, Python, Ruby, PHP, Java, and C#. Pricing starts at $1.00 per payout with a $2,399/year base fee on the Standard plan, and a 2% FX margin applies to currency conversions. The platform holds SOC 2 Type II and PCI DSS certifications, is GDPR compliant, and operates under money transmitter licenses across 24 US states as well as FCA, DNB, AUSTRAC, and FINTRAC registrations.
PricingHybrid · from $1 payout · free tier ✗TrustSOC 2 Type II · GDPR · PCI DSSDoesUsed byEnvato, Canva, SoundCloud, BugcrowdAvoid ifYou want to try it free before paying#2 Wise Platform
49 / 100Wise Platform is a REST API that lets banks, fintechs, and enterprises embed cross-border payments, FX conversion, multi-currency balances, and white-label card issuance into their own products, covering payouts to 70+ countries on local rails across a network spanning 160+ countries. Pricing is usage-based with published rates, though full Platform API access requires a sales onboarding process and enterprise tiers are available with customized per-route pricing. The API supports OAuth2, API key, and mTLS auth, with idempotency, webhooks, and a sandbox included. Wise holds SOC 2 Type II, ISO 27001, and PCI DSS certifications and operates under 80+ regulatory licenses across 17 jurisdictions, with customers including Morgan Stanley, Nubank, Monzo, Google Pay, and Ramp.
PricingUsage · free tier ✗TrustSOC 2 Type II · GDPR · ISO 27001 · PCI DSSDoesUsed byMorgan Stanley, Nubank, Bank Mandiri, MonzoAvoid ifYou want to try it free before paying#3 Airwallex Payouts
48 / 100Airwallex Payouts is a REST API for programmatic domestic and international disbursements, covering use cases from marketplace seller payouts and freelancer payments to global payroll and cross-border withdrawals. It reaches 200+ countries and regions across 90+ currencies, using local clearing rails in 120+ countries alongside SWIFT, ACH, and SEPA. Pricing is not published and requires a sales conversation; SWIFT transfers cost $15 to $25 each, and FX conversion carries a 0.5% to 1% markup over interbank rates. The API supports API key and OAuth2 auth, webhooks, idempotency, and a sandbox, with SDKs for Node.js, iOS, Android, Flutter, and React Native.
PricingSales-led · free tier ✗TrustSOC 2 Type II · GDPR · ISO 27001 · PCI DSSDoesUsed byBrex, Rippling, Deel, TikTokAvoid ifYou need transparent pricing up front#4 Dwolla
59 / 100Dwolla is a US-only REST API platform for ACH transfers, Same Day ACH, RTP, FedNow, and push-to-card payments, targeting marketplaces, lenders, insurers, and B2B platforms that need programmatic disbursements and payouts without holding a money transmitter license. Pricing is published and starts at $250 per month (Launch plan), scaling to $1,000 and $2,000 per month on annual commitments, with a free sandbox available for development. The API supports OAuth2, webhooks, and idempotency, and SDKs are available for TypeScript, Python, PHP, C#, Ruby, and Kotlin, with an MCP server also listed. The platform holds SOC 2 Type II certification, and real-time payment rails (RTP, FedNow) require additional approval to enable.
PricingHybrid · free tier ✗TrustSOC 2 Type IIDoesUsed byRoutable, BasicBlock, Extra, Florida Education AssociationAvoid ifYou want to try it free before paying#5 Payoneer
46 / 100Payoneer is a cross-border payments platform, launched in 2005, built for marketplaces, platforms, and businesses that need to pay contractors, sellers, or suppliers across 190+ countries via batch payouts, local bank transfers, ACH, SWIFT, and e-wallet disbursements. Its REST API uses OAuth2, supports webhooks and idempotency, offers a sandbox, and ships a Node.js SDK, though Mass Payout API access requires prior partnership approval. Pricing is usage-based with published rates, including FX fees of 1.2% to 4% depending on corridor. The platform holds SOC 2 Type II, PCI DSS, and GDPR certifications, and counts eBay, Airbnb, Fiverr, and Walmart among its notable customers.
PricingUsage · free tier ✗TrustSOC 2 Type II · GDPR · PCI DSSDoesUsed byeBay, Airbnb, Walmart, FiverrAvoid ifYou want to try it free before paying#6 Tipalti
44 / 100Tipalti is a REST API for global mass payments and accounts payable automation, covering payouts to marketplace sellers, contractors, affiliates, gig workers, and publishers across 200-plus countries via ACH, SEPA, SWIFT wire, PayPal, check, and prepaid debit card. Plans start at $99/month for accounts payable and $249/month for mass payments, though per-transaction fees and FX markups require a sales conversation, and onboarding is not self-serve. The platform holds SOC 2 Type II, PCI DSS, and GDPR certifications, and screens all payees against OFAC and sanctions lists as a licensed U.S. money transmitter. Sandbox access, webhooks, and SDKs for Python, Ruby, and Elixir are available.
PricingHybrid · free tier ✗TrustSOC 2 Type II · GDPR · PCI DSSDoesUsed byPubMatic, Zola, Cybereason, ManyPetsAvoid ifYou need to start building today without contacting sales#7 dLocal
32 / 100dLocal is a REST API platform for cross-border mass payouts to partners, suppliers, freelancers, and marketplace recipients across 60+ emerging-market countries in Latin America, Africa, the Middle East, and Asia. It supports local payment rails, FX conversion, wallet disbursements, and crypto payouts, with HMAC and OAuth2 auth, webhook notifications, and idempotency built in. Pricing is negotiated per volume and per country, with no published rates, and production access requires sales approval. The platform holds regulated payment institution licenses in the EU, UK, US, Nigeria, and Brazil.
PricingSales-led · free tier ✗TrustGDPR · PCI DSSDoesUsed byAmazon, Microsoft, Google, UberAvoid ifYou need transparent pricing up front#8 Routable
42 / 100- Broadest surface
Routable is a REST API for mass payout operations, targeting marketplaces, gig platforms, and accounts payable teams that need to disburse funds to contractors, sellers, creators, and suppliers across 220-plus countries. Pricing starts at $1,250 per month (Growth plan, up to 1,000 vendors) with a sales-call requirement and no self-serve signup. The API supports ACH, RTP, FedNow, check, SWIFT, and local bank transfers, with webhooks, idempotency, a sandbox environment, and SOC 2 Type II and GDPR compliance. Customers include Ticketmaster and RE/MAX.
PricingHybrid · free tier ✗TrustSOC 2 Type II · GDPRDoesUsed byTicketmaster, RE/MAX, Fora Travel, VehoAvoid ifYou need to start building today without contacting sales#9 Nium
33 / 100Nium is a global payout platform, founded in 2014, that enables businesses to send cross-border and domestic payments across 190+ countries via local bank rails, SWIFT, ACH, SEPA, push-to-card, and wallet payouts. It targets marketplaces, payroll providers, gig economy platforms, and travel companies needing to disburse funds at scale. Pricing is negotiated through sales rather than published. The REST API supports idempotency, webhooks, and a sandbox environment, and Nium holds money transmission licenses in 28 US states plus EMI and MPI licenses across the EU, UK, and Singapore.
PricingSales-led · free tier ✗TrustGDPR · PCI DSSDoesUsed byDeel, KasikornBank, G2 TravelAvoid ifYou need transparent pricing up front#10 Thunes
15 / 100Thunes is a REST API for cross-border payouts and payment acceptance, covering 140+ countries with use cases spanning gig worker payouts, marketplace disbursements, MTO infrastructure, NGO transfers, and e-commerce refunds. Pricing is custom-negotiated with no published rates, requires a sales agreement before production access, and includes minimum volume commitments with non-usage fees. The API supports webhooks, HMAC signature auth, and a sandbox environment, and holds certifications for GDPR, ISO 27001, and PCI DSS. Customers include Revolut, PayPal, Uber, Western Union, and Remitly.
PricingSales-led · free tier ✗TrustGDPR · ISO 27001 · PCI DSSDoesUsed byRevolut, PayPal, Grab, UberAvoid ifYou need to start building today without contacting sales